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New Member
Posts: 6
Registered: ‎08-29-2012
0

Need advice before applying for more credit

Hi everyone, I have been re-building my credit over the last few months, I still don't have great credit but it is getting there.  Scores right now EQ-662, EX-639, TU 645.  I am going to be buying a new car next month and putting 20% down. I just paid all of my credits cards off (all have limits under $1000) and am waiting on the cc companies to report my balances to the credit agencies so that I can hopefully get up to the next interest rate that my bank is offering.  I am debating on applying for a home depot card, fiance and I are planning on remodeling the kitchen and I would love to take advantage of their 6 months 0% interest.  Any advice would be appreciated.

Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: Need advice before applying for more credit

Scores don't tell much. Can you talk more about your credit profile?

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
New Member
Posts: 6
Registered: ‎08-29-2012
0

Re: Need advice before applying for more credit

What info would you like.  I will be honest I am not too well informed when it comes to credit profiles.

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