Hello,
I signed up for one of the credit letter mills years ago and I'm cancelled since before I saw any results, I'm guessing thats what cause my situation.
I had a Macy's card that I fell behind on but paid in full later on, now its on my credit report 4 Times!!!!
BUT!! 2 of them are negative and include the lates and 2 of them or positive and dont include the lates.
They all 4 show the exact same account number, and dates.
I'm worried if I dispute the negative ones, they will verify and the positive duplicates will go away. Any advice?