Need advice on app

[Anonymous]

I am thinking to app for Venture, Sapphire Preferred and BOA credit card. My current credit cards are listed in my signature below. My FICO is lower 700 across all three credit bureau. What are my chances to get approved for these cards.

[Saleen099]

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@Anonymous wrote:

I am thinking to app for Venture, Sapphire Preferred and BOA credit card. My current credit cards are listed in my signature below. My FICO is lower 700 across all three credit bureau. What are my chances to get approved for these cards.

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See if you're pre-qualified  for any card through Chase Capital One and BOA. 

[Ghoshida]

Scores sound good for Venture, iffy for the CSP. No idea about BoA.

Are you definitely under 5/24? If not, scores won't help anyway.

Have you tried the pre-qualified offers at Cap One or Chase? Or BoA for that matter?

[Ghoshida]

BTW even if you are pre-qualified for the CSP, be very, very careful if you are above 5/24.

[Anonymous]

No prequalified offers available for any of them.

[Anonymous]

Thanks for reminding me. I don't qualify for Chase since 5/24. What are my chances for Cap 1 and BOA?

[Ghoshida]

As I said, I think you're good for the Venture. Any baddies? Doubt because you've got some good accounts. Are scores low because of utilization?

Again, someone else needs to chip in for BoA. 

[Anonymous]

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@Ghoshida wrote:

As I said, I think you're good for the Venture. Any baddies? Doubt because you've got some good accounts. Are scores low because of utilization?

Again, someone else needs to chip in for BoA. 

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Forgot to mention I have BK which is going to fall off in April 2017.

[Ghoshida]

Once it falls off, I'd think the Venture is pretty much given. 

However, depending on how much you value the CSP, I'd also suggest you to wait until you're under 5/24 then get Chase first (hoping you didn't burn them before, since you have the Freedom) then go for the Venture.