Agreed. Definitely call Discover and ask them to reconsider. You should also know that Credit Karma only monitors activity on your TransUnion credit report; Therefore, you won't see hard pulls on your Experian and Equifax reports. Credit Sesame and Quizzle will show you the other two I believe. Just remember the scores from those 3 sites should just be ignored as they are FAKOs! FICO scores bought from this site are the only ones that really matter in the credit card world.