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Payment due date is a totallly different dte then the statement close date
Payment due date is the last day your minimum payment is due if you are carrying a balance
Statement close / cut date is usually a few days to a week afterwards to allow for late payments or late charges. Within 24 hours or so after the statement close date, the creditor will normally report the statement info to the credit bureaus
With Cap1, your statement cut date will most likely be the 5th every month. If you make a payment on the 4th ( provided its not a sunday ) this paymnt will be included in that current statement