Frequent Contributor
Posts: 303
Registered: ‎06-04-2008

Need help getting HSBC to waive annual fee


I need a little help trying to get HSBC to waive or either reduce my annual fee. It is $79. My limit was $300. I have had the card for a year October 1st. I was just given a cli of $100 via a soft pull(I hope its not a hard pull). I don't want to pay $79 annual fee for $400 credit limit. Also I applied for a Discover Student card and was denied but they offered me the HSBC Direct Rewards Discover Card. I accepted the offer thinking it was going to be a higher limit but is was a measly $300 card with a $59 annual fee.If you have a number to call please let me know.


Thank you for your help


gg-bc :smileyvery-happy:

Starting Score: 3/21 EQ 636 TU 669
Current Score: 12/30 EQ 740 TU 712 EX ??? ....
Goal Score: Yay... I reached my goal of 700!!!

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Established Contributor
Posts: 760
Registered: ‎04-30-2007

Re: Need help getting HSBC to waive annual fee

Hey, goodgirl - if you search these boards, you'll find that Orchard rarely waives their AF.  If your score has improved, try apping for a card without an AF or at least one with a lower one. 


Best of luck!  

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Regular Contributor
Posts: 231
Registered: ‎08-07-2009

Re: Need help getting HSBC to waive annual fee

Yeah Good LUck, they are horrrible to deal, even if you think you can wear them down, they will transfer you to death!
-800 or Bust...!

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