Credit Card Center Advertiser Disclosure

Frequent Contributor
Posts: 303
Registered: ‎06-04-2008
0 Kudos

Need help getting HSBC to waive annual fee


I need a little help trying to get HSBC to waive or either reduce my annual fee. It is $79. My limit was $300. I have had the card for a year October 1st. I was just given a cli of $100 via a soft pull(I hope its not a hard pull). I don't want to pay $79 annual fee for $400 credit limit. Also I applied for a Discover Student card and was denied but they offered me the HSBC Direct Rewards Discover Card. I accepted the offer thinking it was going to be a higher limit but is was a measly $300 card with a $59 annual fee.If you have a number to call please let me know.


Thank you for your help


gg-bc Smiley Very Happy

Starting Score: 3/21 EQ 636 TU 669
Current Score: 12/30 EQ 740 TU 712 EX ??? ....
Goal Score: Yay... I reached my goal of 700!!!

Take the FICO Fitness Challenge

Established Contributor
Posts: 760
Registered: ‎04-30-2007
0 Kudos

Re: Need help getting HSBC to waive annual fee

Hey, goodgirl - if you search these boards, you'll find that Orchard rarely waives their AF.  If your score has improved, try apping for a card without an AF or at least one with a lower one. 


Best of luck!  

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Regular Contributor
Posts: 231
Registered: ‎08-07-2009
0 Kudos

Re: Need help getting HSBC to waive annual fee

Yeah Good LUck, they are horrrible to deal, even if you think you can wear them down, they will transfer you to death!
-800 or Bust...!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.