@Anonymous wrote:
Thanks for the feedback> Chase Sapphire Pref at $13,500 limit.
I could pay off the card but I want to hang on to the cash for now.
What is wrong with my utilization for united explorer? I put about $1000-$2000 a month on CC
Southwest... ick haha.
You'll get a score boost by allowing the statement to cut with under 10% utilization, because of the way that FICO scores your credit card usage. Higher than 9% decreases your score. To make the most out of your app, pay the balance down to $1300 or at most $3900
Chase will give you a higher starting limit on United Explorer with a lower balance on the CSP
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!