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@longtimelurker wrote:
@yudeology101 wrote:
@enharu wrote:
@rcsidwell wrote:Applied Saturday for citi diamond card, got denied. Received email Sunday that they could not complete my application ,because of freeze on equifax, but they pulled experian, when I called , rep, told me they tried to pull equifax, only.i received three different alerts about citi checking experian,what should I do , or call.thanks
they tried to double pull your file.
you will need to unfreeze equifax and let them pull that as well.
+1. You mind as well unfreeze it so that your EX HP won't go into a waste. Best of luck and keep us updated.
Well, if OPs EQ score is really bad (as said) then might not be worth it, as there would be a wasted EQ pull as well. Just cut the losses!
True.
@longtimelurker wrote:
@yudeology101 wrote:
@enharu wrote:
@rcsidwell wrote:Applied Saturday for citi diamond card, got denied. Received email Sunday that they could not complete my application ,because of freeze on equifax, but they pulled experian, when I called , rep, told me they tried to pull equifax, only.i received three different alerts about citi checking experian,what should I do , or call.thanks
they tried to double pull your file.
you will need to unfreeze equifax and let them pull that as well.
+1. You mind as well unfreeze it so that your EX HP won't go into a waste. Best of luck and keep us updated.
Well, if OPs EQ score is really bad (as said) then might not be worth it, as there would be a wasted EQ pull as well. Just cut the losses!
Well yea that's one way to look at it too
It depends on just how bad of a file we are talking about....
If it's just an additional minor derog that's already a couple years old, then it doesn't really matter. But if it's a one large recent charge off account, then yea might as well cut the losses.