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Need help with AMEX!!

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09Lexie
Moderator Emerita

Re: Need help with AMEX!!

Remember, the 3x CLI is calculated by account creation not approval date
Message 11 of 19
audia4
Established Contributor

Re: Need help with AMEX!!


@09Lexie wrote:
Remember, the 3x CLI is calculated by account creation not approval date

Wait, what's the difference?

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 12 of 19
09Lexie
Moderator Emerita

Re: Need help with AMEX!!

The approval and account creation dates may not be the same. To be sure, its always safer to ask
Message 13 of 19
audia4
Established Contributor

Re: Need help with AMEX!!


@09Lexie wrote:
The approval and account creation dates may not be the same. To be sure, its always safer to ask

So I need to call THEM and ask for my creation date? Or do I get this off of the statement? My credit report? Or where?

 

Thanks for your help Lexie!

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 14 of 19
09Lexie
Moderator Emerita

Re: Need help with AMEX!!

You can call or if you have a copy if your EQ or TU report - it will list the month AND date
Message 15 of 19
audia4
Established Contributor

Re: Need help with AMEX!!


@09Lexie wrote:
You can call or if you have a copy if your EQ or TU report - it will list the month AND date

I don't even think it has hit my CR yet because I usually get a notification from one of the companies with the FACO scores saying something was added or changed and I haven't heard anything yet.

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 16 of 19
09Lexie
Moderator Emerita

Re: Need help with AMEX!!

@audia4

It might report prior to your eligibility. My DHs Delta card reported within 30 days -YMMV

To be sure, give them a call and ask when you are eligible.
Message 17 of 19
audia4
Established Contributor

Re: Need help with AMEX!!


@09Lexie wrote:
@audia4

It might report prior to your eligibility. My DHs Delta card reported within 30 days -YMMV

To be sure, give them a call and ask when you are eligible.

As always, thanks so much for your help. I will definitely do this. I don't want to jump the gun and be early with it.

 

Sorry for the thread hijack with questions. Smiley Wink

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 18 of 19
09Lexie
Moderator Emerita

Re: Need help with AMEX!!

@audia4

Welcome. Remember, if you do jump the gun you are not penalized. It will tell you that the account is not eligible.
Message 19 of 19
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