09-13-2013 10:52 PM
Remember, the 3x CLI is calculated by account creation not approval date
Wait, what's the difference?
09-13-2013 11:25 PM
The approval and account creation dates may not be the same. To be sure, its always safer to ask
So I need to call THEM and ask for my creation date? Or do I get this off of the statement? My credit report? Or where?
Thanks for your help Lexie!
09-13-2013 11:30 PM
You can call or if you have a copy if your EQ or TU report - it will list the month AND date
I don't even think it has hit my CR yet because I usually get a notification from one of the companies with the FACO scores saying something was added or changed and I haven't heard anything yet.
09-13-2013 11:37 PM
09-13-2013 11:39 PM
It might report prior to your eligibility. My DHs Delta card reported within 30 days -YMMV
To be sure, give them a call and ask when you are eligible.
As always, thanks so much for your help. I will definitely do this. I don't want to jump the gun and be early with it.
Sorry for the thread hijack with questions.
09-13-2013 11:40 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.