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09Lexie
Posts: 26,584
Registered: ‎09-13-2012
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Re: Need help with AMEX!!

Remember, the 3x CLI is calculated by account creation not approval date
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audia4
Posts: 591
Registered: ‎11-08-2012
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Re: Need help with AMEX!!


09Lexie wrote:
Remember, the 3x CLI is calculated by account creation not approval date

Wait, what's the difference?

TU: 804 EQ: 810 EX 785


***$7500*** **$10,000*** **$9000**** ***$10250*** **$10,000*** ***$4500*** ***$6000*** ***$8000*** ***open*******open***



Moderator
09Lexie
Posts: 26,584
Registered: ‎09-13-2012
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Re: Need help with AMEX!!

The approval and account creation dates may not be the same. To be sure, its always safer to ask
Regular Contributor
audia4
Posts: 591
Registered: ‎11-08-2012
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Re: Need help with AMEX!!


09Lexie wrote:
The approval and account creation dates may not be the same. To be sure, its always safer to ask

So I need to call THEM and ask for my creation date? Or do I get this off of the statement? My credit report? Or where?

 

Thanks for your help Lexie!

TU: 804 EQ: 810 EX 785


***$7500*** **$10,000*** **$9000**** ***$10250*** **$10,000*** ***$4500*** ***$6000*** ***$8000*** ***open*******open***



Moderator
09Lexie
Posts: 26,584
Registered: ‎09-13-2012
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Re: Need help with AMEX!!

You can call or if you have a copy if your EQ or TU report - it will list the month AND date
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audia4
Posts: 591
Registered: ‎11-08-2012
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Re: Need help with AMEX!!


09Lexie wrote:
You can call or if you have a copy if your EQ or TU report - it will list the month AND date

I don't even think it has hit my CR yet because I usually get a notification from one of the companies with the FACO scores saying something was added or changed and I haven't heard anything yet.

TU: 804 EQ: 810 EX 785


***$7500*** **$10,000*** **$9000**** ***$10250*** **$10,000*** ***$4500*** ***$6000*** ***$8000*** ***open*******open***



Moderator
09Lexie
Posts: 26,584
Registered: ‎09-13-2012
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Re: Need help with AMEX!!

@audia4

It might report prior to your eligibility. My DHs Delta card reported within 30 days -YMMV

To be sure, give them a call and ask when you are eligible.
Regular Contributor
audia4
Posts: 591
Registered: ‎11-08-2012
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Re: Need help with AMEX!!


09Lexie wrote:
@audia4

It might report prior to your eligibility. My DHs Delta card reported within 30 days -YMMV

To be sure, give them a call and ask when you are eligible.

As always, thanks so much for your help. I will definitely do this. I don't want to jump the gun and be early with it.

 

Sorry for the thread hijack with questions. :smileywink:

TU: 804 EQ: 810 EX 785


***$7500*** **$10,000*** **$9000**** ***$10250*** **$10,000*** ***$4500*** ***$6000*** ***$8000*** ***open*******open***



Moderator
09Lexie
Posts: 26,584
Registered: ‎09-13-2012
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Re: Need help with AMEX!!

@audia4

Welcome. Remember, if you do jump the gun you are not penalized. It will tell you that the account is not eligible.

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