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Established Contributor
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Registered: ‎09-10-2012
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Need help with Amex 3x cli

I opened my blue sky amex on Jan. 2 of this year and by my calculations, I am at 61 days tomorrow. (Correct me if I'm wrong) So here is my question.....all of my credit cards are reporting at 0.00 with the exception of 3 (Sams Discover, Discover, FNBO). I'm only worried about the balance showing on the Sams Discover because my limit is 2500.00 and when it last reported, my balance was at 1550.00. It was on a 0% interest for 18 months deal. I have paid it down to 900.00 and that new statement will report and cut around 3/8. Also, my new credit limit with Walmart for 2500.00 should show up in the next few days. Should I wait and ask for the increase next weekend when that Sam's balance comes down? I want to do it at the right time but I am not sure when that is. :catfrustrated:

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Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

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Re: Need help with Amex 3x cli

I would wait for the CLI and new balance to report.



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Established Contributor
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Registered: ‎09-10-2012
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Re: Need help with Amex 3x cli


LS2982 wrote:
I would wait for the CLI and new balance to report.

That's what I was thinking I should do. I think I read that Amex does not pull a fresh report when you ask for the increase right?

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

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Re: Need help with Amex 3x cli

I believe they use whatever their recent SP was.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
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Re: Need help with Amex 3x cli

Wouldn't March fourth be 61 days?



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Established Contributor
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Re: Need help with Amex 3x cli


Swapmeet wrote:

Wouldn't March fourth be 61 days?


Yep...your right it would be. :catvery-happy:  I guess it don't matter now anyways since I have stuff waiting to report. I have the new Sams Discover balance to report and the Walmart new credit limit to report and when I started thinking about it. The new amazon credit limit just posted and also next week the cli from Old Navy and FNBO Amex will post. It's been a good couple of weeks for me.  :cattongue:

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

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Registered: ‎03-29-2011
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Re: Need help with Amex 3x cli


LS2982 wrote:
I believe they use whatever their recent SP was.

+1

I would wait until after they do a SP following the CLI and payment showing on your report.

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Valued Contributor
Posts: 1,573
Registered: ‎09-15-2012
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Re: Need help with Amex 3x cli

Amex still hasn't given me a second SP, and I'm at 68 days. The first SP was at 31 days - so you may be waiting a while for the next SP. 


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Regular Contributor
Posts: 182
Registered: ‎02-06-2013
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Re: Need help with Amex 3x cli

I would make it as nice and clean as possible with Amex before asking.  Why risk it?


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Valued Member
Posts: 61
Registered: ‎07-21-2009
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Re: Need help with Amex 3x cli

[ Edited ]

If you opened your account Jan 2nd, tomorrow, March 3rd is 60th day ... february had 28days.

 

 


snowkitty wrote:

I opened my blue sky amex on Jan. 2 of this year and by my calculations, I am at 61 days tomorrow. (Correct me if I'm wrong) So here is my question.....all of my credit cards are reporting at 0.00 with the exception of 3 (Sams Discover, Discover, FNBO). I'm only worried about the balance showing on the Sams Discover because my limit is 2500.00 and when it last reported, my balance was at 1550.00. It was on a 0% interest for 18 months deal. I have paid it down to 900.00 and that new statement will report and cut around 3/8. Also, my new credit limit with Walmart for 2500.00 should show up in the next few days. Should I wait and ask for the increase next weekend when that Sam's balance comes down? I want to do it at the right time but I am not sure when that is. :catfrustrated:


 

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