Need help - myFICO® Forums - 4983411

myFICO® Forums

Get Access Now

Just closed yesterday on a new home. How long till I can apply for a couple of credit cards.

Message 1 of 12

11 REPLIES 11

Anytime you want. Congrats on the home!

Message 2 of 12

So it won't interfere with anything

Message 3 of 12

Just wanted to chime in and congratulate you on your new home.

Message 4 of 12

@Anonymous wrote:
So it won't interfere with anything

Now that you have closed you are perfectly fine to apply for new credit cards. Congrats on the new home.

Message 5 of 12

Congrats !

Message 6 of 12

I applied for my first credit card about a month after I closed on my house. If you got approved for a mortgage, you should be fine for a credit card.

Affinity Cash Rewards VSig $25,000 prime +9.25%

Amex Gold (PoT $30,000 prime+14.99%)

Amex Hilton Surpass $20,000 prime+17.49%

Amex Delta Blue $20,000 prime+14.49%

Amex Blue Business Plus $30,000 prime+12.99%

BAC Cash Unlimited $20,000 prime+12.99%

Barclays Wyndham Earner VSig $22,800 prime+11.99%

Cap1 Quicksilver WEMC $10,000 prime+14.74%

Cap1 SavorOne WEMC $10,000 prime+20.99%

Chase Freedom Flex WEMC $10,000 prime+17.49%

Chase Freedom Unlimited VSig $10,000 prime+17.49%

Chase IHG Select WMC $5,000 prime+19.74%

Chase Sapphire Preferred VSig $10,000 prime+12.74%

Chase Ink Cash VSig $10,000 prime+9.99%

Citi DoubleCash WEMC $10,000 prime+16.24%

Citi Rewards+ WMC $10,000 prime+12.99%

Citi Custom Cash WEMC $11,200 prime+12.74%

Citi Premier WEMC $5,000 prime+12.74%

Renasant (Elan) Max Cash Preferred VSig $25,000 prime+11.24%

Renasant (Elan) Everyday Rewards+ VSig $4,000 prime+11.24%

SoFi WEMC $6,500 prime+12.75%

Synchrony Verizon VSig $15,000 prime+18.49%

Message 7 of 12

I guess I should correct a couple more credit cards lol

Message 8 of 12

Congrats on your new home. I would imagine you'd be fine for a couple cards. Knowing your AAoA, scores, etc would make it easier to say for sure.

Message 9 of 12

My biggest concern is their anyway it could hurt the mortgage.

Message 10 of 12