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billy324
Posts: 13
Registered: ‎03-09-2012
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Need info. American express pre-qualified

  Can someone tell me if the on-line American express websites small appl. process to see what cards are available is a soft pull like Cap one and Hsbc?  Thank you in advance

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Brian_Trying_700
Posts: 445
Registered: ‎09-14-2011
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Re: Need info. American express pre-qualified

Hard Pull. 1st card from Amex. 2nd 1 is soft.

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LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: Need info. American express pre-qualified

Welcome to the forums!!

I think your asking for where the pre qualifier link is on their site am I right?



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TannerK
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Registered: ‎12-02-2010
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Re: Need info. American express pre-qualified

Pre is a soft. If you actually app then its hard.

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chelseakay
Posts: 53
Registered: ‎09-18-2011
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Re: Need info. American express pre-qualified

You mean the pre-qualify to see if there's any offers for you? It's soft.

Starting Score: NonExistant (07/2011)
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tinuviel
Posts: 4,875
Registered: ‎11-02-2010
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Re: Need info. American express pre-qualified


billy324 wrote:

  Can someone tell me if the on-line American express websites small appl. process to see what cards are available is a soft pull like Cap one and Hsbc?  Thank you in advance


 

Hello, and welcome to the forums.

 

Yes, the prequalifier is a soft pull, like Cap1 and HSBC. Of course, if you actually go ahead and apply, then it's a hard pull.


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Koop10010
Posts: 731
Registered: ‎02-15-2012
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Re: Need info. American express pre-qualified

There's only a hard pull if you decide to actually apply for a card.

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Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
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billy324
Posts: 13
Registered: ‎03-09-2012
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Re: Need info. American express pre-qualified

Yes , it says---view  your special offers, then asks for name, address and last 4 digits of ssn. but It doesn't say anywhere that your credit won't be affected like the Cap one and HSBC sites, so I am a little nervous, last thing I need is a hard pull right now.

Valued Member
notyou
Posts: 87
Registered: ‎06-06-2009
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Re: Need info. American express pre-qualified

If you are pre-qualified through that "my offers" tab on their site, are the odds typically good like USAA's my offers tab?

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Walt_K
Posts: 3,065
Registered: ‎11-02-2009
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Re: Need info. American express pre-qualified


billy324 wrote:

Yes , it says---view  your special offers, then asks for name, address and last 4 digits of ssn. but It doesn't say anywhere that your credit won't be affected like the Cap one and HSBC sites, so I am a little nervous, last thing I need is a hard pull right now.



Are you sure you're looking hard enough.  I could swear I remember it saying that.  I'd check, but I no longer have that option since I'm a cardmember, and I don't feel like clearing cookies so my browser will show it.  In any event, it is a soft pull.


Starting Score: ~500 (12/01/2008)
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Goal Score: 720


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