05-28-2013 03:17 PM
Okay, just as I went into the garden I received a pre-select offer for the Citi HH Visa Signature. Basically the only other personal card I want is a visa signature. But I'm in the gardent until October-Nov.
Anyway, I'm hoping that they will send me another offer in the fall. But if anyone already has this card can you tell me if the rewards are worth it.
The offer I received says, I'll get 3 HHonors Bonus points per dollar spent on grocery, drugstore and gas - and 2 HHonors points per dollar spent on everything else.
My question is are the bonus point only eligible for hotel stays or would I be able to purchase gift cards, or even apply bonus points to my bill? Thanks for any help I can receive on this.
05-28-2013 03:38 PM
05-28-2013 04:20 PM
Hi, I have had this card for awhile (I am a Hilton guy) the continuing Gold Honors status is the ONLY plus to this card, and since I "live" in Hilton's for work it is a great card for me. That being said the point tier is HORRIBLE, I had the Amex Surpass which if you are looking for points is the BEST card with Hilton Honors (you are only Gold for a year and then roll back to silver). Since you are looking at Visa Signatures stay away, unless you are a Hilton person... Good luck with finding one you like, there are many "signatures" out there!!
05-28-2013 04:27 PM
05-28-2013 04:40 PM
Thanks everyone, I'm not going to be applying for anything right now. Just wanted to check on this since I know that the next card I apply for will be a visa sig. I'm am glad I asked about this one though. I travel a lot, but since I'm self employed I don't stay at the Hilton for work, more like the Holiday Inn. I stay at the Hilton for conferences or vacation, so I don't think I'll rack up enough points to make this one work for me. You all are wonderful! :-)
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.