10-16-2012 10:17 PM
I'm tempting to apply for the US Bank Cash+ as joined account with my husband.
My scores are about 660 and his are in the 700-720.
My overall credit limit is about 9K, and his is 24K Our combined income is about $150K.
Do we have a chance at this card?
10-16-2012 10:30 PM
Id be above 680 before applying. it use to be the minimum credit score before they even begin to review further credit stuff... been about 3-4 yeas since I heard if this is still thing.
10-16-2012 10:34 PM
It seems like a shot in the dark, but they will instead offer you a regular cash rewards card. After 6 months you can have the limit raised to $5,000. Then once it is over $5,000 you can request a change to the Cash+. Lengthy process.
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