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I just remembered that we got off topic about this thread. Can someone tell me how this signature is reporting now? I paid it down to 7k with a 12k limit, i heard that they do report signature balances but do they also report my limit of 12k or will it show as on 7k? Or am i getting the bad end of the deal by paying this card down to free up some util? Im confused....
@Gatortrout wrote:
Any CC will report your statement balance. It is my understanding that BoA just recently started reporting limits on the Signature as well.
Ok so let me ask u if i pay down or let it get higher does my BOA balance affect my fico scoring now thats its a signature or because of the BOA change is it reported the same way as a normal card?
@quarius wrote:
@Gatortrout wrote:
Any CC will report your statement balance. It is my understanding that BoA just recently started reporting limits on the Signature as well.Ok so let me ask u if i pay down or let it get higher does my BOA balance affect my fico scoring now thats its a signature or because of the BOA change is it reported the same way as a normal card?
It's reported the same as any other cc with a CL
@09Lexie wrote:
@quarius wrote:
@Gatortrout wrote:
Any CC will report your statement balance. It is my understanding that BoA just recently started reporting limits on the Signature as well.Ok so let me ask u if i pay down or let it get higher does my BOA balance affect my fico scoring now thats its a signature or because of the BOA change is it reported the same way as a normal card?
It's reported the same as any other cc with a CL
Thanks.