Need some answers for this BOA Signature card i have.

[quarius]

I just remembered that we got off topic about this thread. Can someone tell me how this signature is reporting now? I paid it down to 7k with a 12k limit, i heard that they do report signature balances but do they also report my limit of 12k or will it show as on 7k? Or am i getting the bad end of the deal by paying this card down to free up some util? Im confused....

[Gatortrout]

Any CC will report your statement balance. It is my understanding that BoA just recently started reporting limits on the Signature as well.

[quarius]

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@Gatortrout wrote:
Any CC will report your statement balance. It is my understanding that BoA just recently started reporting limits on the Signature as well.

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Ok so let me ask u if i pay down or let it get higher does my BOA balance affect my fico scoring now thats its a signature or because of the BOA change is it reported the same way as a normal card? 

[09Lexie]

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@quarius wrote:

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@Gatortrout wrote:
Any CC will report your statement balance. It is my understanding that BoA just recently started reporting limits on the Signature as well.

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Ok so let me ask u if i pay down or let it get higher does my BOA balance affect my fico scoring now thats its a signature or because of the BOA change is it reported the same way as a normal card? 

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It's reported the same as any other cc with a CL 

[quarius]

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@09Lexie wrote:

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@quarius wrote:

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@Gatortrout wrote:
Any CC will report your statement balance. It is my understanding that BoA just recently started reporting limits on the Signature as well.

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Ok so let me ask u if i pay down or let it get higher does my BOA balance affect my fico scoring now thats its a signature or because of the BOA change is it reported the same way as a normal card? 

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It's reported the same as any other cc with a CL 

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Thanks.