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Needed a NO to really cut my hands and go Gardening...

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myjourney
Super Contributor

Re: Needed a NO to really cut my hands and go Gardening...


@zerobacan wrote:

No ankle devices...put me in the cage!

 

Need time to think about it...

 

 

Ill be a good advice to the young ones!


Ok but any futher attempts will result in all of the above and a 1 year sentence...Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 36
myjourney
Super Contributor

Re: Needed a NO to really cut my hands and go Gardening...


@09Lexie wrote:
I think both...you like to escape too much. Lol

repeat offender for sure Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 36
HYPASS33
Frequent Contributor

Re: Needed a NO to really cut my hands and go Gardening...

Now just who would that other runner be?? lol
Message 13 of 36
zerobacan
Established Contributor

Re: Needed a NO to really cut my hands and go Gardening...


@myjourney wrote:

@09Lexie wrote:
I think both...you like to escape too much. Lol

repeat offender for sure Lol


I really dont need anymore CC now.

 

my 7 goals have been completed

 

1 Reduced my Utili from 85% (1-1-2013) down to 10%

2 Score 720 (722) 4 days ago in my Wally TU. However I rather have it in all 3 CR...

3 Discover iT, first prime lender, Compass 2nd prime..

4 Refid my auto loan from 19.95% (oct, 2011) to 5.4% 

5 BT a 35% 2ks loan from my unemployed days to a 3.99 12 month offer

6 Do not use my subprime card ever again, and close them before the AF.

7 be part of Amex, made it as an AU 5/13...

 

Future goal

 

1 My own Amex

2 Chase Card ( it will be a privilage after I burned them in 2009, but paid them all the same month)

3 Get a newer car

4 A house

 

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 14 of 36
09Lexie
Moderator Emerita

Re: Needed a NO to really cut my hands and go Gardening...

@HYPASS33

I think we ALL know the answer to that question. Lol
Message 15 of 36
myjourney
Super Contributor

Re: Needed a NO to really cut my hands and go Gardening...


@zerobacan wrote:

@myjourney wrote:

@09Lexie wrote:
I think both...you like to escape too much. Lol

repeat offender for sure Lol


I really dont need anymore CC now.

 

my 7 goals have been completed

 

1 Reduced my Utili from 85% (1-1-2013) down to 10%

2 Score 720 (722) 4 days ago in my Wally TU. However I rather have it in all 3 CR...

3 Discover iT, first prime lender, Compass 2nd prime..

4 Refid my auto loan from 19.95% (oct, 2011) to 5.4% 

5 BT a 35% 2ks loan from my unemployed days to a 3.99 12 month offer

6 Do not use my subprime card ever again, and close them before the AF.

7 be part of Amex, made it as an AU 5/13...

 

Future goal

 

1 My own Amex

2 Chase Card ( it will be a privilage after I burned them in 2009, but paid them all the same month)

3 Get a newer car

4 A house

 


The future goal list is the one i'm worried about ....future means future not when I get an itch...Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 16 of 36
myjourney
Super Contributor

Re: Needed a NO to really cut my hands and go Gardening...


@HYPASS33 wrote:
Now just who would that other runner be?? lol

Hummmm wonder who? Smiley Very Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 17 of 36
zerobacan
Established Contributor

Re: Needed a NO to really cut my hands and go Gardening...


@myjourney wrote:



The future goal list is the one i'm worried about ....future means future not when I get an itch...Lol


I know, amex I will hold til atleast November. to have a clean clean CR and I will have it backdated so I dont worry about it when exactly.

 

If I get my own Amex bye bye to Chase.

 

and house app free for 6 months, so that is another year...

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 18 of 36
myjourney
Super Contributor

Re: Needed a NO to really cut my hands and go Gardening...


@zerobacan wrote:

@myjourney wrote:



The future goal list is the one i'm worried about ....future means future not when I get an itch...Lol


I know, amex I will hold til atleast November. to have a clean clean CR and I will have it backdated so I dont worry about it when exactly.

 

If I get my own Amex bye bye to Chase.

 

and house app free for 6 months, so that is another year...


Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 19 of 36
09Lexie
Moderator Emerita

Re: Needed a NO to really cut my hands and go Gardening...

Sounds like a workable plan to achieve your ultimate goal.
Message 20 of 36
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