08-28-2012 10:48 PM - edited 08-28-2012 10:52 PM
I requested a refund of my $59AF on my BBRZ MC. Not realizing it, I now have a -$59 balance on my BBRZ and it may be reported on all 3 credit reports. Generally, it always reports a $0 balance while one of my other credit cards has a reporting balance of <10%.
How does a negative balance (think: overpaid) impact a FICO score?
08-28-2012 11:11 PM
No. It will report as 0 on credit report.
08-29-2012 02:21 AM
When you over pay a credit card balance due or recieve a credit/refund, thus creating a negative balance, reporting always shows ZERO.
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