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Regular Contributor
Posts: 104
Registered: ‎08-01-2008
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Negotiated annual fee with HSBC

I recently noticed on my statement that one of my HSBC cards has an AF that was due to hit on my next cycle statement. I emailed them to inquire about closing the account as I wasn't interesting in paying the AF. They emailed back and offered to half it if I would keep account open. They didn't waive it as I had hoped but I guess halving it is better than nothing. I've had it for about 4 yrs w/no lates so didn't really want to close it. Thanks to the knowledge gained here I was able to save a little bit.
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
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Re: Negotiated annual fee with HSBC

Congrats! Something is much better than nothing!
Here we go again...
New Contributor
Posts: 69
Registered: ‎02-27-2009
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Re: Negotiated annual fee with HSBC

Had the same happen with cap1.

about 3 months ago I called them about dropping the AF on a old card and they would not, so I closed it.

called them last month about another card with a AF. and asked them to drop it and the countered with half rate offer, so I accepted that.


I really did not want to close my other oldest TL.

getting there
TU 770 5/14/09
EQ 740

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