@Anonymous wrote:
ameriprise world elite account and amex plum. They both show as net 30 on my reports and any dollar amounts are listed as other on my reports. Money owed on these accounts isn't listed in the CC category.
on a side note is there a way to get the CRA to report sig/world accounts correctly to show the available credit lines?
Visa Signature and World Mastercard cards should not list a credit limit if they are reporting properly. They also will not count in util.
I'm copying and pasting this info about the way my cards report.
Things to look for to see if your World Mastercard or Visa Signature is reported correctly:
TU:
Account Type: Open Account, Loan Type: Open Account - Credit Card
OR
Account Type: Revolving Account, Loan Type: Revolving Account - Flexible Spending Credit Card
EX:
Type: Revolving, Terms: 1 Months
OR
Type: Flex Spending
EQ:
Type of Account: Open, Type of Loan: Credit Card
OR
Type of Account: Revolving, Type of Loan: Flexible Spending Credit Card
The first on each is really the way that strict charge cards are supposed to report, but that's the way that chase reports my Visa Sig. The second is the way the World/Sig are supposed to report. They should be scored the same way, though. Not counted in Individual or Overall util, but still counting as an account with a balance if it has one.
