Never get offers in the mail?

DBSH · ‎10-04-2015

My score is finally where I am okay with it (somewhere between good and great) but I still have not ever recieved a credit card offer in the mail? Am I missing something

BofA Cash Rewards: $15,000; Capital One Quicksilver: $9,000; Discover IT $15,000; Amex BCE: $15,000. Barclaycard Ring $12,000; Amazon $5000:

Anonymous · ‎10-04-2015

Are you opted in?

DBSH · ‎10-04-2015

I dont know what that means, but I never opted out?

BofA Cash Rewards: $15,000; Capital One Quicksilver: $9,000; Discover IT $15,000; Amex BCE: $15,000. Barclaycard Ring $12,000; Amazon $5000:

Anonymous · ‎10-04-2015

I always got subprime offers in the mail, until I hit the low 700's. Then I received Citi DC and BOA rewards. Approved for both.

Wovenyarn · ‎10-04-2015

Do you troll the pre-qual sites? I didn't receive any offers until I started checking for pre-quals. Even when the pre-qual site said no offers, I started getting offers in the mail. I was approved for Cap One, Barclay's and my 2nd BoA this way.

Freedom $3k, DCU $5k, BoA Rewards $1k, BoA Americard $2k, Barclay's Ring $3k, Cap 1 Plat $2k, QS1 $2k, Discover IT $500, Lowe's $10k

Scores: EQ 687, TU 709, EX 692

Anonymous · ‎10-04-2015

Make sure you are opted in. Here's the link:

https://www.optoutprescreen.com/opt_form.cgi

Nova5041 · ‎10-04-2015

@Anonymous wrote:
I always got subprime offers in the mail, until I hit the low 700's. Then I received Citi DC and BOA rewards. Approved for both.

Lmao, that explains why I haven't received any prime bank offers. I was wondering too, I only been receiving subprime offers in the mail for like stupid low sl. Even though I have a Amex and capital one card.

BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571

Anonymous · ‎10-04-2015

First post, long time lurker. The only offers I ever got in the mail were from Capitol One for quicksilver one and venture one until I got Discover. After Discover my scores were around 750, and I got offers from Wells Fargo and AMEX. The Wells Fargo offer did not include a set APR, only the generic ranges, and the AMEX offers were for charge cards.

I just opted in thanks to SteelCity66, so maybe that will change . . .

takeshi74 · ‎10-05-2015

@DBSH wrote:
My score is finally where I am okay with it (somewhere between good and great) but I still have not ever recieved a credit card offer in the mail? Am I missing something

Why are you waiting for offers? They're just marketing. Don't let offers determine what you apply for. Find cards based on your needs/wants.