Never saw this Amex credit line increase button and response before

[Anonymous]

Nice, I have it too, never noticed before but who knows.  Kinda scared to hit it as I just got the Surpass and regular Hilton cards.  Now I have 6 cards with Amex.  

[CountryLad]

Question -- not sure anyone would know, but...I've noticed that recently when I log into my Hilton Honors AmEx account, they have recently added a button/link to "Increase Your Credit Limit" -- it's right below the button/link that says "Balance & Credit Details." Since I have received my card, I've been transacting on it and nothing else. Pay it off several times each month and never use more than 30% of my limit... Is AmEx encouraging people to request a CLI? Just curious if this link appears in everyone's accounts... Also, the link was previously buried in an out-of-the-way location on their site, not front and center as it is now. Thanks.

[simplynoir]

There was actually a post about this just a few days ago about this: http://ficoforums.myfico.com/t5/Credit-Cards/Never-saw-this-Amex-credit-line-increase-button-and-res...

Best guess is we think it's a feature being rolled out to customers little by little since not everyone has it even those with multiple accounts with AMEX.

[AverageJoesCredit]

There is a thread over in credit cards forum started by K-In-Boston. It created quite the stir. Give it a read, should answer most of your questions

[Floyduda]

Great Question.....I have BCE, it suddenly appeared one day....2 weeks later, it disappeared when I paid my balance down to $0

[CountryLad]

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@simplynoir wrote:

There was actually a post about this just a few days ago about this: http://ficoforums.myfico.com/t5/Credit-Cards/Never-saw-this-Amex-credit-line-increase-button-and-res...

Best guess is we think it's a feature being rolled out to customers little by little since not everyone has it even those with multiple accounts with AMEX.

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Thank you for the quick reply and thank you even more for taking the time to find and post the link in your reply. Much appreciated.

[SarahJo]

I just hit the button, I noticed it yesterday.  I opened my BCE account 2 weeks ago.  Nothing ventured nothing gained.  I let a balance of $25 report on the statment and then paid it off.  I use CC's for everything for cash back because I PIF every month (save the Wayfair at 0% until 2018 utilization on that is 4%).  I've used the card the last 2 days for back to school, will PIF as usual.  I got the 7-10 day message, so I'll be sure to report back with the results just for the sake of the, er, um, "study."

[chaos51]

I saw this button show up on my BCE about a week ago. I was denied on my 61 day CLI request, but today was day 93 after the denial. My current limit was $2,000. I have $550 balance mid cycle. I requested the 3x and was instantly given the $4,000 CLI to $6,000. Total utilization reporting is 0%. Ficos are EX - 691, TU - 697, EQ - 687 with an average of 9 inqs on each report and 9 CCs and 1 auto lease all opened in last 12 months.

[SarahJo]

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@SarahJo wrote:

I just hit the button, I noticed it yesterday.  I opened my BCE account 2 weeks ago.  Nothing ventured nothing gained.  I let a balance of $25 report on the statment and then paid it off.  I use CC's for everything for cash back because I PIF every month (save the Wayfair at 0% until 2018 utilization on that is 4%).  I've used the card the last 2 days for back to school, will PIF as usual.  I got the 7-10 day message, so I'll be sure to report back with the results just for the sake of the, er, um, "study."

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I wanted to update for data purposes:  Received a letter today in respeonse to my CLI stating, "We're unable to approve your request for a credit limit increase at this time...Your account must be open for at least 60 days."  That was the only reason given.  Was worth a shot!

[K-in-Boston]

Thanks for the follow-up, SarahJo.  I'll assume you have day 61 marked on your calendar?