Credit Card Center Advertiser Disclosure

Reply
Established Member
Posts: 37
Registered: ‎08-04-2017

Re: Never saw this Amex credit line increase button and response before

I just posted my update. 

 

Take a look. Hope it helps!

 

-PointsYoda

-PointsYoda
Frequent Contributor
Posts: 250
Registered: ‎07-19-2017

Re: Never saw this Amex credit line increase button and response before

I took one for the team. Smiley Happy I clicked the CLI button for my ED since it showed up for me yesterday and entered my info (3xCLI amount and income) and got the 7-10 days message, but also an email to call. I called and robot lady told me that I had not asked for CLI in the past 90 days. LOL. Then, it asked if I wanted to do one, now. I did and robot lady said that I have to wait until my 60 days and to ask again at that time, which for me is the end of this month so I'm fine with that. 



FICO 08 (Sep 2017): EX 657 / EQ 660 / TU 683 - Gardening until 04/30/18!
Valued Contributor
Posts: 2,032
Registered: ‎03-03-2015

Re: Never saw this Amex credit line increase button and response before


shoegal wrote:

It's tempting to try it!


I am very tempted to try it on my BCE, but I know my CLI eligibility date isn't until August 13th. I don't want to tempt fate!



Starting scores: 552 EQ, 570 TU, 558 EX Current scores (9/1/17): 727 EQ 748 TU 731 EX
Frequent Contributor
Posts: 250
Registered: ‎07-19-2017

Re: Never saw this Amex credit line increase button and response before


DeeBee78 wrote:

shoegal wrote:

It's tempting to try it!


I am very tempted to try it on my BCE, but I know my CLI eligibility date isn't until August 13th. I don't want to tempt fate!


Yeah. It's best to wait since yours is just a few days away.



FICO 08 (Sep 2017): EX 657 / EQ 660 / TU 683 - Gardening until 04/30/18!
Community Leader
Valued Contributor
Posts: 1,557
Registered: ‎11-19-2016
0 Kudos

Re: Never saw this Amex credit line increase button and response before


DeeBee78 wrote:

shoegal wrote:

It's tempting to try it!


I am very tempted to try it on my BCE, but I know my CLI eligibility date isn't until August 13th. I don't want to tempt fate!


"Sunday! Sunday! Sunday! Ticket price pays for the whole seat but you'll only need the edge."  We all have our fingers crossed for you and hope things go smoother on the credit side than the charge side.


450k+ club. | FICO 08 [August 2017]: EQ 746 EX 735 TU 733 | Repeat garden bronze spade offender.
Valued Member
Posts: 38
Registered: ‎10-14-2016

Amex Delta Gold (increase your credit limt button)

I have started getting a increase your credit limit button on my home page right under my balance, is this a offer to increase or does everyone have that there. I never saw it before. I have only had my card one billing cycle so i am not sure if i should try it or wait the 61 days. Anyone have any ideas or advice. Great forum, the best on the web !

Community Leader
Valued Contributor
Posts: 1,557
Registered: ‎11-19-2016
0 Kudos

Re: Never saw this Amex credit line increase button and response before

Bizfirst welcome aboard! That appearing was the reason I started the thread. I've been an Amex cardholder for 15 years and that was the first time I had ever seen it. While there are reports of getting CLIs sooner, most people have had to wait the 61 days. Experience tells us that asking too early doesn't start a 91 day timeout period after a denial, but most likely you'll have better luck at 61 days.

450k+ club. | FICO 08 [August 2017]: EQ 746 EX 735 TU 733 | Repeat garden bronze spade offender.
Established Member
Posts: 19
Registered: ‎02-06-2017

Re: Never saw this Amex credit line increase button and response before

(The Button), is for sure just a shortcut. I clicked it, got the 7-10 day email, then called in and was told my credit increase was declined due to you can only have 1 increase per 6 months. My last increase was May 16th. Hope this helps........

Valued Contributor
Posts: 2,032
Registered: ‎03-03-2015

Re: Never saw this Amex credit line increase button and response before


K-in-Boston wrote:

DeeBee78 wrote:

shoegal wrote:

It's tempting to try it!


I am very tempted to try it on my BCE, but I know my CLI eligibility date isn't until August 13th. I don't want to tempt fate!


"Sunday! Sunday! Sunday! Ticket price pays for the whole seat but you'll only need the edge."  We all have our fingers crossed for you and hope things go smoother on the credit side than the charge side.


And just to make sure there are no shenanigans afoot, I won't be hitting that button until the 14th Smiley Happy 



Starting scores: 552 EQ, 570 TU, 558 EX Current scores (9/1/17): 727 EQ 748 TU 731 EX
Community Leader
Valued Contributor
Posts: 1,557
Registered: ‎11-19-2016
0 Kudos

Re: Never saw this Amex credit line increase button and response before

Awww DeeBee78, Monday! Monday! Monday! just doesn't have the same ring.


450k+ club. | FICO 08 [August 2017]: EQ 746 EX 735 TU 733 | Repeat garden bronze spade offender.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.