I was approved for a Delta Sky Miles card just about 5 days ago.
Been reading on these posts about people with old AMEX's trying to backdate accts for the history.
In 1992 I had a AMEX Green that went to collection and over the ensuing years was written off and finally disappeared.
When I finally got interested in my credit last Sept. and pulled my Fico's it's listed on both EQ and TU as 'CLOSED BY CONSUMER'. It doesn't show anything bad and gives me a good history since my next oldest acct is 4 years old.
I always wondered what would happen if I could track that acct number down. Would AMEX have the info ? Would they just have an acct number ?
Anyway, out of the blue today I get a letter from NCO LOOKING TO SETTLE THE DEBT !!
I know the SOL is up and there is no way to collect but it sure does seem like a weird coincidence. I finally get approved again and some POS collection company purchases a debt from 16 yrs ago, probably from some other collector 3x over, and is trying to collect. I have another , CALVARY, that is after a Mobil Card from 1990. Won't give them the time of day. I just don't want to mess w/ my new AMEX.
Here's the funny part, they have the old acct number on the letter they sent.
I'm just going to ignore them , they can't collect, but it's that number that got me, I never in a million years could ever think of a way to get it. I really don't want it. It might be like poking a sleeping bear.
The original debt was just over 3k. Nco will 'settle' for 11k w/ interest. LOL.
Jax
Message Edited by jaxstraw on
05-21-2008 05:07 PM
Jax
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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face