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Frequent Contributor
dallasjetfan
Posts: 461
Registered: ‎03-06-2007

New Account Appeared on Credit Report

I recently requested a dispute of an account from First Premier that was showing on my credit report that was supposed to be listed in my BK. Now I get an alert today that a new account has been opened by First Premier on my TrueCredit, but it is being reported as a new account only by Equifax. What does that mean? Should I call First Premier? Did I just open a can of worms?
Barclays US Air $15K| TTCU $13K| Chase Slate $10K| CapOne $6500|
Citi Simplicity $6100| Discover IT $6K| AMEX $3500
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007

Re: New Account Appeared on Credit Report

Refresh your True credit and look at the details-
Frequent Contributor
dallasjetfan
Posts: 461
Registered: ‎03-06-2007

Re: New Account Appeared on Credit Report

Here is what it said::

Account Information
A new account has appeared on your credit report.
Here are the details of this new account:

Reported By: Equifax
Reported On: 09/27/2008
Date Opened: 04/01/2002
Account Number: ****************
Creditor's Name: FIRST PREMIER
Address: 900 DELAWARE SUITE 7
SIOUX FALLS, SD 57104
Phone Number: (605) 357-3440
Barclays US Air $15K| TTCU $13K| Chase Slate $10K| CapOne $6500|
Citi Simplicity $6100| Discover IT $6K| AMEX $3500
Valued Contributor
jmbfl
Posts: 1,185
Registered: ‎03-04-2008

Re: New Account Appeared on Credit Report

[ Edited ]


dallasjetfan wrote:
Here is what it said::

Account Information
A new account has appeared on your credit report.
Here are the details of this new account:

Reported By: Equifax
Reported On: 09/27/2008
Date Opened: 04/01/2002
Account Number: ****************
Creditor's Name: FIRST PREMIER
Address: 900 DELAWARE SUITE 7
SIOUX FALLS, SD 57104
Phone Number: (605) 357-3440


This is not all the information. I assume you only have one First Premier account. Why did you dispute the reporting of this account? Are either of these accounts shown as IIB? If your account was IIB it should be shown that way. Accounts IIB do not drop from your CBR's until they age off. If you only had one First Premier account you should dispute and get one of them dropped. Post the rest of the info for further advice. Refresh your TC report and get the info from there.


Message Edited by jmbfl on 09-27-2008 08:39 AM

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