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04-20-2017 04:42 PM
Lol DeeBee, that was the point. I actually pointed this out to OP. Its just i guess we are running with it until Op responds so we can help op out.
Sorry for the delay, work was super busy and I am finally getting back to my post. Honestly I had no idea there was a subprime bank lending a card with the name "Milestone." Lol. I have updated the subject line to "Achievement." Hopefully there isnt a card out there with that title lol.
04-20-2017 04:48 PM - edited 04-20-2017 04:50 PM
Congrats on getting married and 1st babby. Many blessings. Not sure where else to guide you as we basically know nothing about your profile .
I also thought, and probably some other skimmers, tht your post is in regards to a Milestone credit card which to me is a rebuilder card on par with the Credit Ones and First Premier. Its quite possible this is another reason you may not be getting any responses.
Id give a little about yout scores and profile and what you are really looking for. Perhaps change your title to something like suggestions on getting new credit card or something like that. Remember most people want to help but i also find alot just skim titles on what interest them. Good luck
FICO for all scores hover around 760-780 depending on the CA. I have a Mortgage, two car loans with my wife as co-borrower, and about 40,000ish available credit, with $1600 on one card (leftover debt from the wedding.) That specific card is BCE with 15k limit so utilization is good.
04-20-2017 04:55 PM
Don't get a Milestone Visa. They're a terrible company and th...
Oh, you weren't talking about THAT card, just a card that represents a milestone. Got it.
As the previous commenter said, the title is going to make many pass on the thread.
Regarding your question, there's no need to push for prestige or symbolism in your life. Much more important things happening, so I'd recommend getting something useful. Looks like you have good cash rewards. Do you travel and need a good hotel card? Maybe a BT card with 0%? Some variety perhaps, with Discover?
Enjoy the wife and baby. Get a card that will help with that goal.
Thank you very much! And yes all of your points are extremely logical. A little backstory from me, I crawled out of a 520 fico score across the board 4 years ago. I am still pretty young (29) so I am sure this desire will eventually fade, but each time I get approved for a prime bank high limit card it gives me this good feeling like, "you deserve this, you've proven you are a responsible adult and now here is your reward." I know it's dumb to some but to me it's pure glory.
04-20-2017 05:11 PM
Good Morning everyone! I haven't toured these forums in over a year, it's cool to be back! It's been a busy year for me. My wife and I got married and now we are expecting our first baby next month! But enough about me, on to my question. After getting married I had to utilize my cards a bit but now I'm doing good and I am getting credit card enthusiast fever. What would be the next difficult card to be approved for? My last 2 apps were in Feb and March of last year, and I snagged BCE and CSP. Both of those were huge milestones for me, I am curious to see if there are any similar milestone cards these days. Thanks and continue being awesome!
Congratulations on the little one on the way! When my son and daughter were born, I wish I had decent credit to be able to get a card with a good 0% intro APR for all of the things I had to buy. Citi Simplicity or Diamond Preferred are definitely not milestone cards but offer 0% for 21 months. Might come in handy. BOA has their BankAmericard and BBR options with 18 and 12 months of 0% APR. All have no annual fee. To each their own and I wish you luck in your journey as a parent and a responsible user of credit. Cheers!
04-20-2017 08:09 PM
04-21-2017 07:25 AM
With your scored, I would look into the Chase Sapphire Reserve. It's a great card if your travel worth great benefits. You already have the CSP, so the CSR may be a good fit for you.
Also, life others have said, Discover id's offering double your cash back promo, so there's a good chunk of change to be made.
Congrats on your new bride, and brew bundle of joy! Many blessings surely coming your way.
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