Credit Cards

[Swapmeet]

I just got approved for the delta skymiles card. I applied, got the 7-14 message, immediately checked app status at the website, bam, approved! My question is Should I call to ask for a PC to BCE, or should I apply for a BCE today and hope they use the same HP?

[BearsAndTurtlesRtheBest]

WOW!! lots of people on here are getting approved for this card!! Thats great at least your in with the AMEX family.

[drkaje]

People have posted that Delta Sky Miles is the easiest Amex revolver to get approved. I wouldn't necessarily assume they'd give you the BCP and might wait to see if they pulled all three bureaus before attempting a PC.

[youngandcreditwrthy]

congrats! What limit did you get? and apr?

[Swapmeet]

I don't know the limit yet. They say it will be in my welcome packet. Also, they only pulled exp.

[chnceit]

Congrats and welcome to the AMEX family! Wait till you get the card before PCing to see if your eligible, but if you apply now for the BCE it should result in another HP because people usually apply simultaneously with two different browsers, but YMMV.

[Swapmeet]

Unfortunately, I just called the status line and asked about my initial credit limit and APR -- they didn't know my APR yet, but my "recommended Initial credit line" is only 2k. I was hoping that it would be somewhere in the neighborhood of my USAA card. I suppose it will be at 6k in 61 days, which is kind of cool, but I wonder if there is a way that I can get it raised a little upon activation.

[jake619]

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Swapmeet wrote:

Unfortunately, I just called the status line and asked about my initial credit limit and APR -- they didn't know my APR yet, but my "recommended Initial credit line" is only 2k. I was hoping that it would be somewhere in the neighborhood of my USAA card. I suppose it will be at 6k in 61 days, which is kind of cool, but I wonder if there is a way that I can get it raised a little upon activation.

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You aren't the first to wonder this, but you might be the first to find out if AMEX will play   Let us know if you get the nerves to do it.

[chnceit]

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Swapmeet wrote:

Unfortunately, I just called the status line and asked about my initial credit limit and APR -- they didn't know my APR yet, but my "recommended Initial credit line" is only 2k. I was hoping that it would be somewhere in the neighborhood of my USAA card. I suppose it will be at 6k in 61 days, which is kind of cool, but I wonder if there is a way that I can get it raised a little upon activation.

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A 3X CLI after 61 days and your limit will be nice, but never heard of at activation, but like other members stating let us know how it goes when you try.

AMEX gave me a 2% rate reduction after 6-8 months when I ask.

[Swapmeet]

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jake619 wrote:

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Swapmeet wrote:

Unfortunately, I just called the status line and asked about my initial credit limit and APR -- they didn't know my APR yet, but my "recommended Initial credit line" is only 2k. I was hoping that it would be somewhere in the neighborhood of my USAA card. I suppose it will be at 6k in 61 days, which is kind of cool, but I wonder if there is a way that I can get it raised a little upon activation.

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You aren't the first to wonder this, but you might be the first to find out if AMEX will play   Let us know if you get the nerves to do it.

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lol, I am happy to have my foot in the proverbial door with Amex. There will be no "new path treading" with me. I will be patient and wait my 61 days. I was just hoping for someone to say: "I was wondering the same thing, so I tried, and it worked!!" I am not trying to be greedy, or an innovator or anything...