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New App While in Recon ?

Established Contributor

New App While in Recon ?

Currently have a recon in progress with Amex and really want to app for a Chase slate.  Do you know which companies these two companies pull from?  I just don't want  to have an  underwriter see a new INQ during the recon...

 

Reconning: Blue Cash

Want to app for : Chase Slate

About $215,000 total credit among 11 cards
Message 1 of 6
5 REPLIES
Frequent Contributor

Re: New App While in Recon ?

Then why don't you just wait?


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Message 2 of 6
Valued Contributor

Re: New App While in Recon ?


drsmith wrote:

Then why don't you just wait?


+1, the recon shouldn't be more than 5-7 days, so I don't see why OP would risk it.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 3 of 6
Established Contributor

Re: New App While in Recon ?

Yeah I guess I'll just wait, this was probably a stupid thread to begin with.  Thanks guys Smiley Happy

About $215,000 total credit among 11 cards
Message 4 of 6
Established Contributor

Re: New App While in Recon ?

The three times I've applied, Amex has always pulled EX for me. Chase.. I don't remember, but it hasn't been EX either of the times.

But it could very well depend on the product(s) and the state you live in.

Like as others have said, you probably should just wait for the answer to the recon before applying anywhere else. If you already had to request a recon, you're (probably) on thin ice with them already.

EQ 679 FICO (02/24/2012)
TU 721 FICO (03/10/2012)
EX 703 FICO (05/05/2012)

Cards: NFCU cashRewards $14k, NFCU Platinum $14k, USAA Amex $7k, Amazon Visa $3k, Chase Freedom $2.5k, Amex Zync NPSL, Discover More $1k, Amazon Store $1.3k, Walmart Store $700
Message 5 of 6
Valued Contributor

Re: New App While in Recon ?


AndyK wrote:

The three times I've applied, Amex has always pulled EX for me. Chase.. I don't remember, but it hasn't been EX either of the times.

But it could very well depend on the product(s) and the state you live in.

Like as others have said, you probably should just wait for the answer to the recon before applying anywhere else. If you already had to request a recon, you're (probably) on thin ice with them already.


+1000

 

Chase pulled TU twice for me, and EX the third time, so YMMV with them.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 6 of 6