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New Barclays account , need some advice.

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Ruggs
Established Member
‎03-07-2014 03:33 PM
‎03-07-2014 03:33 PM

New Barclays account , need some advice.

I was recently instantly approved for the LL Bean visa from Barclays. The website said my CL was 2,000. So a few days later I checked the status of the app and the online message said I was approved for the card on 2/26/14 and my CL is 4,500. So I got my card today , on the paper that the card comes on it says CL 2,000. I set up my online account and the site says CL 4,500! I'm confused but don't really want to call them and stir the pot....any advice??? Thanks!

Current cards: Walmart 900 , JCP 100 , Firestone 1K , Chase Slate 1K Discover IT 1K LL Bean Visa 4.5K CU card 3K Chase Freedom 1K
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Creditaddict
Legendary Contributor
‎03-07-2014 03:34 PM
‎03-07-2014 03:34 PM

Re: New Barclays account , need some advice.

I would assume what is online is correct since that is telling you what's available to spend as of now, right?

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Ruggs
Established Member
‎03-07-2014 03:37 PM
‎03-07-2014 03:37 PM

Re: New Barclays account , need some advice.

Yes Credit , online it says CL 4500 and available credit is also 4500.

Current cards: Walmart 900 , JCP 100 , Firestone 1K , Chase Slate 1K Discover IT 1K LL Bean Visa 4.5K CU card 3K Chase Freedom 1K
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Rhaeny
Valued Contributor
‎03-07-2014 04:38 PM
‎03-07-2014 04:38 PM

Re: New Barclays account , need some advice.

@Ruggs wrote:

Yes Credit , online it says CL 4500 and available credit is also 4500.

Well then, $4500 it is!

 

Congrats!

 

PS...And I sure wouldn't call them about the discrepancy..LOL!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
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Vegas247
Established Contributor
‎03-07-2014 05:33 PM
‎03-07-2014 05:33 PM

Re: New Barclays account , need some advice.

Yes, it's is $4,500.00......Congrats

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k credit card16k Chase Freedom® - $200 Bonus12k VSiggy
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asphaltcowboy
Valued Contributor
‎03-07-2014 05:36 PM
‎03-07-2014 05:36 PM

Re: New Barclays account , need some advice.

Congrats on the approval and nice starting CL!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
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mxp114
Valued Contributor
‎03-07-2014 06:05 PM
‎03-07-2014 06:05 PM

Re: New Barclays account , need some advice.

They sometimes reduce the CL until activation, this is probably what happened. Congrats and enjoy your new card.

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Rhaeny
Valued Contributor
‎03-07-2014 06:16 PM
‎03-07-2014 06:16 PM

Re: New Barclays account , need some advice.

Oh and forgot to add, I've had a Barclays rewards for about 1.5 years and just apped for the Sallie Mae and was approved.  

 

My CL is $5K but the approval said $650, yep $650 dollars...LOL!

 

So of course I knew that couldn't be right.

 

When I logged into my account a few minutes later, they had already added the Sallie Mae and there it sat for $5K.  

 

So I *pretended* I was calling in about my rewards card (LOL) and I just briefly mentioned the Sallie Mae and the rep said, Oh I see you were approved today for $5K so you should get good use from that too.

 

Haha!! Because I sure as heck wasn't going to ask about the $650!  

 

I just think that there is a quirk in the system so I wouldn't worry about it.  

 

Your CL is whatever it says online.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
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BrokaToe
Established Contributor
‎03-07-2014 06:46 PM
‎03-07-2014 06:46 PM

Re: New Barclays account , need some advice.

+1 leave that one alone...lol  Besides, they probably realized after the initial that you were a myFico guru and decided they should give you a larger line Smiley Very Happy


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