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New Best Buy RewardZone Store Card

Valued Contributor

Re: New Best Buy RewardZone Store Card


Dustink wrote:

I will call them...although, you all know how good crap1 customer service is


we do!

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


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Senior Contributor

Re: New Best Buy RewardZone Store Card

@Dustink they are the best! Smiley LOLhahha

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
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Gardening Since 10/25/2017
Valued Contributor

Re: New Best Buy RewardZone Store Card


creditnocash wrote:

Dustink wrote:

creditnocash wrote:

911gt34life wrote:

i am thinking about it but not sure if worth it ?


are those scores current? 

with no baddies im sure you would get it but it has no real perks. 

if you dont get this you get stuck with an af card.

i still find it odd that the store card has more prestige then the credit card version. 

 

besides its run by cap one now. ughh. 2 cards that were bought out by them for me. 


I just read through the terms, it looks like they got rid of the AF on the MC. It may actually be a prime card now. They lowered the APR from a 25% to 18%, not bad for a store card with 36 month no interest financing.


and thats 3 year finance on purchases 899 and up. and if not paid in full by promo all back interest gets tagged along. 

 

even with a 2500 limit my apr is 25.24% ouch. 


They also offer 48 months at 11.99% when the account is opened.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor

Re: New Best Buy RewardZone Store Card

Two product levels gold ($59 AF) or platinum ($0 AF), so the same old cards as before.

 

Haven't got anywhere on the phone call. I am just reading through the terms.

 

I asked for a PC to the plat MC, they said no and that I would have to apply again. So then I said no thank you, and asked about a CLI. They said it might be a HP, so I also said no to that. Productive call...haha

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor

Re: New Best Buy RewardZone Store Card


Dustink wrote:

Two product levels gold ($59 AF) or platinum ($0 AF), so the same old cards as before.

 

Haven't got anywhere on the phone call. I am just reading through the terms.

 

I asked for a PC to the plat MC, they said no and that I would have to apply again. So then I said no thank you, and asked about a CLI. They said it might be a HP, so I also said no to that. Productive call...haha


back in june a cli through the website. 

it was a soft pull. 

denied but due to other factors. 

 

i believe if you got the card before the takeover they still use the old practices (as in soft pull) but as always ymmv

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Mega Contributor

Re: New Best Buy RewardZone Store Card

Anyone know if the store card will get a makeover?




EQ FICO 548 3/3/16
Valued Contributor

Re: New Best Buy RewardZone Store Card


LS2982 wrote:

Anyone know if the store card will get a makeover?


the email i got was about the store card!!  

but not the regular store card (as in just rewardzone) 

 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Highlighted
Valued Contributor

Re: New Best Buy RewardZone Store Card


creditnocash wrote:

Dustink wrote:

Two product levels gold ($59 AF) or platinum ($0 AF), so the same old cards as before.

 

Haven't got anywhere on the phone call. I am just reading through the terms.

 

I asked for a PC to the plat MC, they said no and that I would have to apply again. So then I said no thank you, and asked about a CLI. They said it might be a HP, so I also said no to that. Productive call...haha


back in june a cli through the website. 

it was a soft pull. 

denied but due to other factors. 

 

i believe if you got the card before the takeover they still use the old practices (as in soft pull) but as always ymmv


I think through the website it is still a soft pull, but I was talking to them over the phone.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%