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Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
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Re: New Best Buy RewardZone Store Card


Dustink wrote:

I will call them...although, you all know how good crap1 customer service is


we do!

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Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,675
Registered: ‎10-02-2012
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Re: New Best Buy RewardZone Store Card

[ Edited ]

@Dustink they are the best! :smileylol:hahha

Valued Contributor
Dustink
Posts: 3,000
Registered: ‎10-02-2012
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Re: New Best Buy RewardZone Store Card


creditnocash wrote:

Dustink wrote:

creditnocash wrote:

911gt34life wrote:

i am thinking about it but not sure if worth it ?


are those scores current? 

with no baddies im sure you would get it but it has no real perks. 

if you dont get this you get stuck with an af card.

i still find it odd that the store card has more prestige then the credit card version. 

 

besides its run by cap one now. ughh. 2 cards that were bought out by them for me. 


I just read through the terms, it looks like they got rid of the AF on the MC. It may actually be a prime card now. They lowered the APR from a 25% to 18%, not bad for a store card with 36 month no interest financing.


and thats 3 year finance on purchases 899 and up. and if not paid in full by promo all back interest gets tagged along. 

 

even with a 2500 limit my apr is 25.24% ouch. 


They also offer 48 months at 11.99% when the account is opened.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Valued Contributor
Dustink
Posts: 3,000
Registered: ‎10-02-2012
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Re: New Best Buy RewardZone Store Card

Two product levels gold ($59 AF) or platinum ($0 AF), so the same old cards as before.

 

Haven't got anywhere on the phone call. I am just reading through the terms.

 

I asked for a PC to the plat MC, they said no and that I would have to apply again. So then I said no thank you, and asked about a CLI. They said it might be a HP, so I also said no to that. Productive call...haha

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
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Re: New Best Buy RewardZone Store Card


Dustink wrote:

Two product levels gold ($59 AF) or platinum ($0 AF), so the same old cards as before.

 

Haven't got anywhere on the phone call. I am just reading through the terms.

 

I asked for a PC to the plat MC, they said no and that I would have to apply again. So then I said no thank you, and asked about a CLI. They said it might be a HP, so I also said no to that. Productive call...haha


back in june a cli through the website. 

it was a soft pull. 

denied but due to other factors. 

 

i believe if you got the card before the takeover they still use the old practices (as in soft pull) but as always ymmv

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
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Citizens Mastercard$7000
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: New Best Buy RewardZone Store Card

Anyone know if the store card will get a makeover?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: New Best Buy RewardZone Store Card


LS2982 wrote:

Anyone know if the store card will get a makeover?


the email i got was about the store card!!  

but not the regular store card (as in just rewardzone) 

 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
Dustink
Posts: 3,000
Registered: ‎10-02-2012
0

Re: New Best Buy RewardZone Store Card


creditnocash wrote:

Dustink wrote:

Two product levels gold ($59 AF) or platinum ($0 AF), so the same old cards as before.

 

Haven't got anywhere on the phone call. I am just reading through the terms.

 

I asked for a PC to the plat MC, they said no and that I would have to apply again. So then I said no thank you, and asked about a CLI. They said it might be a HP, so I also said no to that. Productive call...haha


back in june a cli through the website. 

it was a soft pull. 

denied but due to other factors. 

 

i believe if you got the card before the takeover they still use the old practices (as in soft pull) but as always ymmv


I think through the website it is still a soft pull, but I was talking to them over the phone.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%

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