Reply
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: New Best Buy RewardZone Store Card

[ Edited ]

mxp114 wrote:

What does the email say? I have MC and no email. Are they finally moving to Capital One Bank USA, NA systems and issuing new plastics? Thx


i believe the mc card did get an upgraded look but that was a couple weeks ago. 

this just apply's to the rewardzone store credit card 

sorry. 

 

 

copy and pasted 

 

The Reward Zone® Credit Card is getting a new look and will be arriving in the mail soon. It offers all the same great benefits you've come to love, including smart financing options and points with every purchase at Best Buy® and BestBuy.com®. Enjoy.

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
mxp114
Posts: 1,067
Registered: ‎09-01-2011

Re: New Best Buy RewardZone Store Card

The picture online changed but the plastic is still same design, at least as of last week when I got my replacement card. So was wondering, guess I just gotta wait for that official email for the new design. Looks much nicer.

Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: New Best Buy RewardZone Store Card

so it will be sent to all best buy credit card holders right?

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: New Best Buy RewardZone Store Card

@mxp114 me too i got my replaceemnt card last weekand it was the same design hopefully they give us the new design card.

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: New Best Buy RewardZone Store Card


BearsAndTurtlesRtheBest wrote:

so it will be sent to all best buy credit card holders right?


only time will tell but as i stated already. I have the STORE VERSION of the card. 

 

there was a thread last week or a couple weeks ago that the mc version also got a face lift. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: New Best Buy RewardZone Store Card

I as well have the store card, and like you said time will tell :smileywink:

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
Valued Contributor
Dustink
Posts: 2,380
Registered: ‎10-02-2012

Re: New Best Buy RewardZone Store Card


creditnocash wrote:

911gt34life wrote:

i am thinking about it but not sure if worth it ?


are those scores current? 

with no baddies im sure you would get it but it has no real perks. 

if you dont get this you get stuck with an af card.

i still find it odd that the store card has more prestige then the credit card version. 

 

besides its run by cap one now. ughh. 2 cards that were bought out by them for me. 


I just read through the terms, it looks like they got rid of the AF on the MC. It may actually be a prime card now. They lowered the APR from a 25% to 18%, not bad for a store card with 36 month no interest financing.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: New Best Buy RewardZone Store Card

Interesting may it did convert to a pime card :smileysurprised:

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: New Best Buy RewardZone Store Card


Dustink wrote:

creditnocash wrote:

911gt34life wrote:

i am thinking about it but not sure if worth it ?


are those scores current? 

with no baddies im sure you would get it but it has no real perks. 

if you dont get this you get stuck with an af card.

i still find it odd that the store card has more prestige then the credit card version. 

 

besides its run by cap one now. ughh. 2 cards that were bought out by them for me. 


I just read through the terms, it looks like they got rid of the AF on the MC. It may actually be a prime card now. They lowered the APR from a 25% to 18%, not bad for a store card with 36 month no interest financing.


and thats 3 year finance on purchases 899 and up. and if not paid in full by promo all back interest gets tagged along. 

 

even with a 2500 limit my apr is 25.24% ouch. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
Dustink
Posts: 2,380
Registered: ‎10-02-2012

Re: New Best Buy RewardZone Store Card

I will call them...although, you all know how good crap1 customer service is

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+