Finally accepted the offer to convert my Worldpoints card to 123 Cash Rewards. Arrived in the mail today and has a little silver smart chip imbedded in the front. Didn't expect that, looks neat though. Apparently it helps with overseas transactions, but as far as I remember when I was overseas my regular cards worked just fine. Oh well at least I can say I have a smart card.
EX 822
TU 834
EQ 820