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New Box on Comenity Overstock CLI Request

Valued Member

Re: New Box on Comenity Overstock CLI Request

“More Info

Please note that we can still review and consider your request for a credit limit increase without accessing your credit report. If you do not wish to grant permission for us to access your credit report, do not select the checkbox.”


I clicked it for my Meijer card and got $600 and was not notified of a HP.
Message 11 of 31
Frequent Contributor

Re: New Box on Comenity Overstock CLI Request

When do they start granting SP CLIs? I'm coming up on three months on my two Comenity cards. I know - patience... but how long do I need to fake this patience?


TU Fico 8: 754!!!
Message 12 of 31
Regular Contributor

Re: New Box on Comenity Overstock CLI Request


BurgeoningHope wrote:

When do they start granting SP CLIs? I'm coming up on three months on my two Comenity cards. I know - patience... but how long do I need to fake this patience?


Mine took anywhere from 4-9 months. Overstock has been pretty generous and started early, Meijer is stingy beyond belief and made me wait (only reason I keep it is for the gas discount), and Ulta became kind to me around the 9th month mark. I have more buying power for makeup than I do groceries Smiley Happy


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693

Gardening since 9/7/17 Aiming for a mortgage October 2018
Message 13 of 31
Regular Contributor

Re: New Box on Comenity Overstock CLI Request

Do you use the cards BH? I dont and it seems they wont give me an increase with no account activity. I just send them a $1 every now and then to show activity.
Message 14 of 31
Valued Member

Re: New Box on Comenity Overstock CLI Request

I have Meijer, children’s place, overstock, and wayfair.

Meijer and children’s place are stingy compared to OS and WF.

Meijer has gone from $750-$1400.

Children’s place from $600-$1250

I’ve never used wayfair and only used overstock (1-2 times) and I’ve gone from $1000-3800 on both. Normally get “something every few months. Honestly shouldn’t have opened either of them but the SCT was a beautiful mistake. Lol
Message 15 of 31
Frequent Contributor

Re: New Box on Comenity Overstock CLI Request

Well, I went a little crazy with Roaman's today, so we'll see in a few weeks if it made a difference. And I'm now ready for winter, clothing-wise. Win!


TU Fico 8: 754!!!
Message 16 of 31
New Contributor

Re: New Box on Comenity Overstock CLI Request

I'm sitting here in shock because that box was never an option before for me. I just logged into my WIlliams Sonoma account. I always had the CLI request link but not the check box that we're speaking of. I requested a CLI, DID NOT check the box giving them permission to pull my credit, and I got a $1500 INCREASE. WHAT. This is my first CLI granted with Comenity at all. Granted, I only tried once before when the CLI button didn't have this new check box. But holy hell. I just went from $500 to $2000.

 

Edit: I just logged into my JCrew account and tried the same thing, and got a $500 increase from 250 to 750!

 

I'm tempted to try overstock and express too.....

 

EDIT EDIT EDIT: OMG I logged into my overstock account and tried it there and got the $1500 increase from $250 to $1750!!!!!!!!!

 

Ok, I'm done now. I've never used my Express card so I'm gonna lay off on that one. Maybe.

 

Edit #3. Just tried the LUV button on Express but they gave me the 7 to 10 day message on that one. I've never used that one at all, so that's probably why. That's fine. I'm happy with what I got so far.

Message 17 of 31
Frequent Contributor

Re: New Box on Comenity Overstock CLI Request

I checked for the checkbox. It's there! Still.....In spite of my instincts to the contrary, I went ahead and did a CLI request without checking the box, as I'm in the garden.

 

Rats. 7-10 letter Smiley Tongue

 

I should have waited. It's 30 days to the next request, right?


TU Fico 8: 754!!!
Message 18 of 31
Community Leader
Senior Contributor

Re: New Box on Comenity Overstock CLI Request

I just gave it a shot on OS...  $2400 increase to $8800, hehe, weeeeeeeeeeeeeeeeeeeeeeeeeee 

 

Thanks for the heads up   :]     This is a card I really don't use and is not critical in my line-up. Having it shut down would not be a problem.


Message 19 of 31
Regular Contributor

Re: New Box on Comenity Overstock CLI Request

I dont think there is a waiting period BH. I just hit the button whenever. On my OS i received 400 on the 3rd and 2000 on the 15th, less than 2 weeks later.

Message 20 of 31