No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@mattmyFIC0 wrote:
@MyLoFICO wrote:Both accounts have to be more than 6 months old. The one being merged into needs a 0 balance. And from what I have read here, there are certain cards that cannot be merged. I have 2 QS1's with a 0 balance right now and it will let me combine them either way I want to go but I am waiting on CLI's.
I'm not sure on that part. I tried on my account and I can combine my Venture (10 months old) into my Quicksilver (4 months old).
Disregard my posted image link. I understand what you are sying now. They say it has to be but yours merged while under 6 mos old. I tried before mine hit 6 and they qouldn't merge. Maybe it is something behind the scenes.
@mattmyFIC0 wrote:
@MyLoFICO wrote:Both accounts have to be more than 6 months old. The one being merged into needs a 0 balance. And from what I have read here, there are certain cards that cannot be merged. I have 2 QS1's with a 0 balance right now and it will let me combine them either way I want to go but I am waiting on CLI's.
I'm not sure on that part. I tried on my account and I can combine my Venture (10 months old) into my Quicksilver (4 months old).
Only the Card that you Transferring FROM and Closing needs to be >6 months old
I consolidated just last week. Only one of my cards was over 6 months old. So both cards having to be 6 months old is not entirely true. In my case I kept the younger card and the combination was done right after I received and activated the card.
@Anonymous wrote:i have not had any luck yet with this feature. I have been trying, and hopfully sometime in the near future.
is this the reason why you have 4 cap QS? I thought it's a missed HTML codings
I have four Cap 1 cards. The two oldest are my QuickSilver and a Venture One. Both of them are over 4 years old and have changed over the years. The QS started off as a Platinum card and the Venture One was an HSBC card before it was picked up by Cap 1 a couple of years ago then it was PCed to what it is now. I don't think the history of these two cards is stopped them from being combined but anything is possible. My other QS and the Venture card will be 6 months old in two weeks.
It's kind of fustrating when there is a feature available and it looks like the cards qualify but it's not available to me (or you).
Thanks for posting about this! I'm trying to combine more of my cards to keep things simpler. Just another data point: I have an old QS that I haven't used in a long time. Combined that with brand new Venture to bump up CL. I have not even received my Venture card yet. In fact, I had such little activity with Cap One that the Venture was restricted due to suspected fraud in the app until I called this morning (for verification they took my name, dob and address and just called me back on my account contact number to ask again if I had applied).
I was not able to consolidate my cards until they were over a year old. I was successful then.