New Card Applications. Best to do it once in a while or multiple cards at once

[myjourney]

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@rollerkosh wrote:

maximum 2 right?

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No 

What other cards beside Amex would you like?

[rollerkosh]

Not looking more than 2 anyway

Its between

Chase Freedom

Chase Saphire

Amex BCP

Amex BCE

Sallie Mae Mastercard

[myjourney]

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@rollerkosh wrote:

Not looking more than 2 anyway

Its between

Chase Freedom

Chase Saphire

Amex BCP

Amex BCE

Sallie Mae Mastercard

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Pick one app and then we'll take it from there 

Question what other cards do you have?

Looking at your list of wants I think you have a thin file is this correct?

What limit did Discover give you?

[Scupra]

Maybe some info on what you have now and what your credit profile looks like would help everyone. Congrats on the Discover! Good luck with whatever you decide to do! (sorry if I missed info on what your credit situation is like now) edit: myjourney beat me to it

[rollerkosh]

Discover havent given me a limit, they said you are approved. wait for an email while your account is created for Discover.com.

Also I have 4 other CC .

[Scupra]

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@rollerkosh wrote:

Discover havent given me a limit, they said you are approved. wait for an email while your account is created for Discover.com.

Also I have 4 other CC .

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What cards are they? What are the limits? Whats your AAoA? Whats your utilization like right now?

[myjourney]

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@rollerkosh wrote:

Discover havent given me a limit, they said you are approved. wait for an email while your account is created for Discover.com.

Also I have 4 other CC .

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Ok you have time stop now don't apply for Amex yet ..

Step 1 call Discover and get limit

Step 2 need to know what cards you have now, how long you've had them and the limits

Step 3 update thread and we can go from there 

[myjourney]

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@Scupra wrote:

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@rollerkosh wrote:

Discover havent given me a limit, they said you are approved. wait for an email while your account is created for Discover.com.

Also I have 4 other CC .

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What cards are they? What are the limits? Whats your AAoA? Whats your utilization like right now?

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Were thinking alike

[longtimelurker]

It sounds as if you believe that the Inq threshold is very low (more than 2 is bad).  Many people successfully apply with many more inqs, easier with a thicker file.   While CRs, Credit Karma will indicate a lot of inquiries as a negative feature, it is often not that critical, if the rest of the report is fine.  And, past a certain point, additional inquiries seem to have no more impact...