Creditaddict wrote:until you have atleast 3 credit card accounts, fico scoring is not giving you all your points you could be getting. They want to see you manage more than 1 account.
Ya I was considering applying for the BoA World Points Visa card along with the AMEX. I currently have my 1st card through Citi. I just don't want to see a drop in my score. Right now I owe roughly $3,100 on my Citi and it will be paid in full around mid August. Should I wait till it is paid off to apply, or apply now?
Creditaddict wrote:I believe so and in addition, amex will open the card this month but date it on your credit as opened in June of last year because you use to have an account with them, so you will skip right over the new account time period.check out bank of america for 3rd card or discover.