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Established Member
johnnie23g
Posts: 34
Registered: ‎03-31-2012

New Card approval Merrill Lynch +

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‎02-08-2013 12:37 PM - edited ‎02-08-2013 12:38 PM

Hey guys just got off the phone with Merrill Lynch appt over the phone for the + card. Instant approval from the Senior Credit Analyst with 25k Limit , She specifically noted to top my Amex. I will ask for more once I get the card and activate it. I think this is a best card going right now Visa Signature with no Annual Fee everyone else starts at 75 from what i've seen.

experian -725 5/21/2012 Equifax- 734 Trans Union 725 3/31/2012
Trans Union Discover HP - 766 8/31/12

CC- Amex Blue 24.5g, Merrill Lynch + 25k, Chase Freedom 3.5g, Discover 6g, Citi Diamond Prefered 5.9k, Citi Sears 6k, Home Depot 5k

Charge Card- Home Depot 5k,
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Valued Contributor
chnceit
Posts: 1,198
Registered: ‎08-17-2008

Re: New Card approval Merrill Lynch +

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‎02-08-2013 12:46 PM

That is an awesome CL nice going! Congrats!


$100K in Credit
Last App: 01/09/13
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Established Member
johnnie23g
Posts: 34
Registered: ‎03-31-2012

Re: New Card approval Merrill Lynch +

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‎02-08-2013 01:10 PM

Thank you. I am gonna try and get more. Anyone know what Merrill's limit is?

experian -725 5/21/2012 Equifax- 734 Trans Union 725 3/31/2012
Trans Union Discover HP - 766 8/31/12

CC- Amex Blue 24.5g, Merrill Lynch + 25k, Chase Freedom 3.5g, Discover 6g, Citi Diamond Prefered 5.9k, Citi Sears 6k, Home Depot 5k

Charge Card- Home Depot 5k,
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: New Card approval Merrill Lynch +

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‎02-08-2013 01:25 PM

Congrats on the approval and great CL!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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Established Contributor
starry1
Posts: 1,008
Registered: ‎11-29-2012

Re: New Card approval Merrill Lynch +

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‎02-08-2013 01:38 PM

I didn't even know Merrill Lynch had credit cards.
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 05/19/13 TU 600; EQ 625; EX 610 fako
Goal Score:  625 for now– New goal 675

Cap1 sec $250 / FP $300 / Fingerhut $300/ NFCU nRewards $500 (last app 3/11/13)
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Frequent Contributor
jake619
Posts: 456
Registered: ‎11-13-2012

Re: New Card approval Merrill Lynch +

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‎02-08-2013 04:37 PM

Might be the best looking card around... which totally means nothing.  But still...


GangnamFICO wrote:
Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.

Minor vulgarity edit --Rev


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Regular Contributor
ramblin_wreck08
Posts: 156
Registered: ‎08-09-2012

Re: New Card approval Merrill Lynch +

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‎02-08-2013 04:42 PM

jake619 wrote:

Might be the best looking card around... which totally means nothing.  But still...

+1.  Congrats!




What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)
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Regular Contributor
hemi961
Posts: 227
Registered: ‎11-05-2008

Re: New Card approval Merrill Lynch +

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‎02-08-2013 05:30 PM

Some Merrill Lynch cards offer limits as high as $250,000, so it should have plenty of room to grow with you.

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MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: New Card approval Merrill Lynch +

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‎02-08-2013 05:39 PM

hemi961 wrote:

Some Merrill Lynch cards offer limits as high as $250,000, so it should have plenty of room to grow with you.

Wow! I can't even imagine having a card with a $250,000 CL.  That would be quite an accomplishment!


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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thom02099
Posts: 792
Registered: ‎08-30-2011

Re: New Card approval Merrill Lynch +

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‎02-09-2013 06:53 AM

johnnie23g wrote:

Hey guys just got off the phone with Merrill Lynch appt over the phone for the + card. Instant approval from the Senior Credit Analyst with 25k Limit , She specifically noted to top my Amex. I will ask for more once I get the card and activate it. I think this is a best card going right now Visa Signature with no Annual Fee everyone else starts at 75 from what i've seen.


Congrats on the ML+ card!  Still waiting for mine to show up.  They sent me the Total Merrill card, which is not what I applied for.  On line account shows the ML+ card, credit analyst said I could use the Total Merrill card while I'm waiting for the ML+ card. 

 

I found the whole process of applying with ML to be a bit...cumbersome and antiquated.   No on line process, had to call them up.  Even though it was an instant approval, would be nice to be able to do so on line. 

 

And yes, the card's design is appealing!  Looks so much like the Accolades card!


In The Garden 02/01/13
TU(TU04)=813 EQ(BEACON 9.0)=803 EX=756(4/2013) CL=$123,650 TOTAL/UTIL= ~5%
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