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Contributor
seat3a
Posts: 97
Registered: ‎05-02-2012
0

Re: New Credit Card Help

Took The plunge! Amex is pending further review (?). Should I call them? Said I would receive notification by mail within 14 days. Is this standard or what do you think it means?

 

 

ALSO, instantly approved for Citi Platinum Select/AAdvantage World MasterCard with initial CL of $11K. Thanks to everyone for their help! Will be joining the people who are in the garden!

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Established Contributor
jamie123
Posts: 811
Registered: ‎03-22-2012
0

Re: New Credit Card Help

Give them a call. They may just need to verify something. You at least weren't out and out denied! This is a good sign!

 

Give them a call.

 

Good luck!



Starting Score: EQ 658 6/18/12
Current Score: EQ 696 9/5/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

Established Contributor
jamie123
Posts: 811
Registered: ‎03-22-2012
0

Re: New Credit Card Help

WOW!!!

 

I took a double take!!! I initially didn't see the bottom of your last post.

 

Congrats!!!!

 

11K+ !!!!!!!

 

You are the man!!!!



Starting Score: EQ 658 6/18/12
Current Score: EQ 696 9/5/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: New Credit Card Help


seat3a wrote:

Took The plunge! Amex is pending further review (?). Should I call them? Said I would receive notification by mail within 14 days. Is this standard or what do you think it means?

 

 

ALSO, instantly approved for Citi Platinum Select/AAdvantage World MasterCard with initial CL of $11K. Thanks to everyone for their help! Will be joining the people who are in the garden!


Congrat
Congrats on CITi! have you checked your Credit Reports to see if Amex has made a HP yet?


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Contributor
seat3a
Posts: 97
Registered: ‎05-02-2012
0

Re: New Credit Card Help

Hi! Amex is closed today so I'll call tomorrow.  Think I'll open a bit of the bubbly!!!

 

Can't tell by my screen name but I am the WOMAN!!!

 

Thanks again and will post again when Amex responds with an answer.

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: New Credit Card Help

do you currenty have any kind of credit monitoring service that you use?  what i meant in my above post was if American Express had made a request (inquiry) for your credit. you could check for that if you do have some kind of Credit Monitoring Service. it would be listed under the INquiry section. i was just asking bc you stated that you had a charge-off with AMEX back in the 80's and might be blacklisted. however, considering that  AMEX did not auto-reject you, i suspect that you are not blacklisted and your app is probably just needing some kind of verification or just needs a human to review it. in either case, im sure you will be approved! keep us posted



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
CribDuchess
Posts: 629
Registered: ‎09-12-2011
0

Re: New Credit Card Help

Try going to this site to check the status of your Amex app:  www.americanexpress.com\applicationstatus

 

Often times, you will get the 7-10 day message intially, but then when you check the status online, you may see Approved.  Good luck and let us know the results.

 

Congrats on your new Citi card, too!!

 

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $15K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Contributor
seat3a
Posts: 97
Registered: ‎05-02-2012
0

Re: New Credit Card Help

Hi! Yes, I do have a service and Experian has one new inquiry. Will keep you posted. Have a great evening!

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: New Credit Card Help


CribDuchess wrote:

Try going to this site to check the status of your Amex app:  www.americanexpress.com\applicationstatus

 

Often times, you will get the 7-10 day message intially, but then when you check the status online, you may see Approved.  Good luck and let us know the results.

 

Congrats on your new Citi card, too!!

 


+1, thats how i found out i was aprroved for my ZYNC before AMEX even sent out the approval email. its the fastest(and best) way to find out the status of your app



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Contributor
seat3a
Posts: 97
Registered: ‎05-02-2012
0

Re: New Credit Card Help

Thanks! I am really happy as it took me 5 years to get to this point. I will try and contribute to the board as people like you have been so much help to me. I DO have quite a bit of knowledge about how to raise you credit score so I feel I could be of help to the really new people starting out.

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13

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