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Contributor
seat3a
Posts: 97
Registered: ‎05-02-2012
0

Re: New Credit Card Help

Thank you very much for your reply.

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Established Contributor
jamie123
Posts: 868
Registered: ‎03-22-2012
0

Re: New Credit Card Help

The AMEX computer can't authorize credit lines as high as the one she just qualified for. It will probably be reviewed by a CSR tomorrow.

 

Remember the AMEX 61 day rule. 61 days after you activate your card you can call for a 3X existing CL increase!


Sorry about the MAN comment earlier. The bright lights of the internet blind me sometimes!

 

Now, once you get these cards and have them reporting make sure and call Chase and request a CLI on that puny $5K CL they gave you!:smileywink:



Starting Score: EQ 658 6/18/12
Current Score: EQ 700 10/12/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

Contributor
seat3a
Posts: 97
Registered: ‎05-02-2012
0

Re: New Credit Card Help

This morning I called Amex and I have been approved for the Gold Delta Skymiles with a CL of $5,500! Yesterday was really a good day with the additional approval of the Citi card at a CL of $11.


Thanks to all!

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Contributor
seat3a
Posts: 97
Registered: ‎05-02-2012
0

Re: New Credit Card Help

FYI, Citi and Amex both pulled Ex which was the icing on the cake as I had no inq previously.

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Established Contributor
jamie123
Posts: 868
Registered: ‎03-22-2012
0

Re: New Credit Card Help

That is just so awesome!

 

It was fun following along on your app sree. You have great credit!

 

Congrats on the 2 new PRIME cards!

 

Now, make sure you call AMEX for a credit line increase of 3 times $5500 CL at 61 days after you activate your card. When they ask you how much you want, say $16500! You will get it. You will really like all the bonuses and perks that come with being part of the AMEX family. You have a great card here.

 

You should also make sure you call Chase after these new cards report. I'm sure they will at least match Citi at 11K.

 

I knew you could do it! Hard work pays off! You are an insperation to us all!

 

Good luck!

 

 



Starting Score: EQ 658 6/18/12
Current Score: EQ 700 10/12/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: New Cedit Card Help

Wow!!!! I'm amazed by reading this..
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
seat3a
Posts: 97
Registered: ‎05-02-2012
0

Re: New Credit Card Help

Thanks jamie123 for all your info and support!  Now that I have reached this stage, I don't have go into the app freak out...LOL. The whole 5 year process was a lot of work and a lot of saying, NO!".

 

Also, thanks for the kind comments. Good luck with your goals! You can do it too! Take care.

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13

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