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Member
seat3a
Posts: 12
Registered: ‎05-02-2012

Re: New Credit Card Help

Thank you very much for your reply.

Established Contributor
jamie123
Posts: 595
Registered: ‎03-22-2012

Re: New Credit Card Help

The AMEX computer can't authorize credit lines as high as the one she just qualified for. It will probably be reviewed by a CSR tomorrow.

 

Remember the AMEX 61 day rule. 61 days after you activate your card you can call for a 3X existing CL increase!


Sorry about the MAN comment earlier. The bright lights of the internet blind me sometimes!

 

Now, once you get these cards and have them reporting make sure and call Chase and request a CLI on that puny $5K CL they gave you!:smileywink:



Starting Score: EQ 658 6/18/12

Current Score: EQ 703 11/9/12 TU 693 10/23/12
Goal Score: EQ 720+ by 6/1/13
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Member
seat3a
Posts: 12
Registered: ‎05-02-2012

Re: New Credit Card Help

This morning I called Amex and I have been approved for the Gold Delta Skymiles with a CL of $5,500! Yesterday was really a good day with the additional approval of the Citi card at a CL of $11.


Thanks to all!

Member
seat3a
Posts: 12
Registered: ‎05-02-2012

Re: New Credit Card Help

FYI, Citi and Amex both pulled Ex which was the icing on the cake as I had no inq previously.

Established Contributor
jamie123
Posts: 595
Registered: ‎03-22-2012

Re: New Credit Card Help

That is just so awesome!

 

It was fun following along on your app sree. You have great credit!

 

Congrats on the 2 new PRIME cards!

 

Now, make sure you call AMEX for a credit line increase of 3 times $5500 CL at 61 days after you activate your card. When they ask you how much you want, say $16500! You will get it. You will really like all the bonuses and perks that come with being part of the AMEX family. You have a great card here.

 

You should also make sure you call Chase after these new cards report. I'm sure they will at least match Citi at 11K.

 

I knew you could do it! Hard work pays off! You are an insperation to us all!

 

Good luck!

 

 



Starting Score: EQ 658 6/18/12

Current Score: EQ 703 11/9/12 TU 693 10/23/12
Goal Score: EQ 720+ by 6/1/13
Take the FICO Fitness Challenge
Valued Contributor
youngandcreditwrthy
Posts: 3,786
Registered: ‎08-16-2012

Re: New Cedit Card Help

Wow!!!! I'm amazed by reading this..
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Member
seat3a
Posts: 12
Registered: ‎05-02-2012

Re: New Credit Card Help

Thanks jamie123 for all your info and support!  Now that I have reached this stage, I don't have go into the app freak out...LOL. The whole 5 year process was a lot of work and a lot of saying, NO!".

 

Also, thanks for the kind comments. Good luck with your goals! You can do it too! Take care.


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