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Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
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Re: New Chase Account

 


smallfry wrote:

Chase doesn't backdate the only one I have ever heard of badkdating is AmEx and to be honest the practice is not right. Another blatant abuse of the credit system.


I'll wait for Deb Walden to tell me  Chase won't backdate accounts. 

 

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haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
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Re: New Chase Account

Have at it, no one is standing in your way. :smileyhappy:

 

The reason that AmEx can backdate is that they term their cardholders "members." The date on the card means "member since," so they can honestly say that even though you got the card in the mail two days ago, you've been a member since 1994 or whatever, and therefore that's the year you get. (A bit sketchy about this happening with AU's, and my understanding is that some get lucky and get the member's original year, but most don't. Whatever.)

 

All other lenders report when that account was opened; thus, no back-dating.

 

I agree with PP that the Kroger 1-2-3 card date was a different issue. In that case, the account really was opened at whatever date showed for RBS, and US Bank simply took it over. Huge thumbs up for your part in getting US Bank to change on that one, but I think the Chase bit is a whole 'nother issue.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: New Chase Account

So far so good!    I need to spend just $300 more to get my $100  bonus from Chase.  Then, I will sockdrawer the card and continue with PenFed.

Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
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Re: New Chase Account

 


DI wrote:

 


smallfry wrote:

Chase doesn't backdate the only one I have ever heard of badkdating is AmEx and to be honest the practice is not right. Another blatant abuse of the credit system.


I'll wait for Deb Walden to tell me  Chase won't backdate accounts. 

 


Good luck widdat but I wish you the best of luck.

 

Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: New Chase Account

 


haulingthescoreup wrote:

Have at it, no one is standing in your way. :smileyhappy:

 

The reason that AmEx can backdate is that they term their cardholders "members." The date on the card means "member since," so they can honestly say that even though you got the card in the mail two days ago, you've been a member since 1994 or whatever, and therefore that's the year you get. (A bit sketchy about this happening with AU's, and my understanding is that some get lucky and get the member's original year, but most don't. Whatever.)

 

All other lenders report when that account was opened; thus, no back-dating.

 

I agree with PP that the Kroger 1-2-3 card date was a different issue. In that case, the account really was opened at whatever date showed for RBS, and US Bank simply took it over. Huge thumbs up for your part in getting US Bank to change on that one, but I think the Chase bit is a whole 'nother issue.


Sounds like the Bill Clinton definition of is is but who am I to argue?

 

Established Contributor
veracious
Posts: 680
Registered: ‎04-21-2010
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Re: New Chase Account

[ Edited ]

Just to add to the fracas  :smileywink:

 

Check this out, Deb Walden is a ficticious name--->http://getsatisfaction.com/chase/topics/chase_wont_stop_sending_credit_card_offers_deb_walden

 

Just for the record,  no harm intended:s ::smileytongue: :smileytongue:

_________________________________________________
"You may never know what results come of your actions,
but if you do nothing, there will be no result" ~ Mahatma Gandhi
Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: New Chase Account

[ Edited ]

 


veracious wrote:

Just to add to the fracas  :smileywink:

 

Check this out, Deb Walden is a ficticious name--->http://getsatisfaction.com/chase/topics/chase_wont_stop_sending_credit_card_offers_deb_walden

 

Just for the record,  no harm intended:s ::smileytongue: :smileytongue:


No its not.  She's the VP of Customer Service and a graduate of University of Miami in Coral Gables, FL  

 

Established Contributor
veracious
Posts: 680
Registered: ‎04-21-2010
0

Re: New Chase Account

 


DI wrote:

 


veracious wrote:

Just to add to the fracas  :smileywink:

 

Check this out, Deb Walden is a ficticious name--->http://getsatisfaction.com/chase/topics/chase_wont_stop_sending_credit_card_offers_deb_walden

 

Just for the record,  no harm intended:s ::smileytongue: :smileytongue:


No its not.  She's the VP of Customer Service and a graduate of University of Miami in Coral Gables, FL  

 


 

Yeah, the link I included  showed her picture, (if that's really her picture),:smileywink: and i was only razzing you. Chill, OK?

 

BTW ,good luck in your endeavors.

_________________________________________________
"You may never know what results come of your actions,
but if you do nothing, there will be no result" ~ Mahatma Gandhi
Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: New Chase Account

My focus is getting my $100 bonus.  I  can careless about the backdating issue.  Thank you all for your comments. 

Established Contributor
veracious
Posts: 680
Registered: ‎04-21-2010
0

Re: New Chase Account

You're Welcome.

_________________________________________________
"You may never know what results come of your actions,
but if you do nothing, there will be no result" ~ Mahatma Gandhi

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