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@CS800 wrote:
@MrShush wrote:
I hope the true benefit of carrying the JPM Select does not disappear. I'm going to order a replacement card just in case.
I wonder why the select was removed. I can understand the Palladium.

It was removed from the website due to fraud-related issues. You can still apply for the card though.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)

Message 31 of 33

@MrShush wrote:
Not comprehensive in terms of benefits and rewards compared to the Sapphire. Aside from the hidden TL and chip, it was/is pretty basic.

While I too prefer the CSP, the JPM Select card does have its advantages.

Hidden TL (masks utilization)
EMV chip & signature
Primary rental car CDW
No late or over limit fees
25k points bonus after $100k yearly spend

And disadvantages:

Weaker rewards (2x airfare, hotel, and car rentals vs. 2x on ALL travel and food with CSP)
No 7% annual points dividend
No sign-up bonus (currently 40k points with CSP)
Plain plastic credit card

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)

Message 32 of 33

My biggest complaint about the card is that it doesn't wear well. Better than my Amex Plat but still not good.

Message 33 of 33