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New Credit Card App

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pastorclw
New Member

New Credit Card App

I'm. New to the forum, but I've learned a lot. Thanks! I'm wanting to apply for a new rewards card with a somewhat higher limit than what I've got. Only planned purchase is a new laptop in about two months.

What is the best card to apply for with good chance of success? My profile is below. Thanks!

Fico 690, overall utilization 29%, 1 coll disputed (4 yrs old), 1 90 day late (6 yrs old)

Cap 1 mc. $600/1500 limit
UMB Visa. $800/2000
Best buy. $0/500
Dell. $0/1500
Care credit. $1800/5500
Message 1 of 4
3 REPLIES 3
pastorclw
New Member

Re: New Credit Card App

Probably should add

1 car loan, 1 yr old and a couple of student loans. All in good standing. Ave age is 5 years with oldest being 14 yrs old. Income 62k. Paid of last car loan last year.
Message 2 of 4
MissCredit9
Frequent Contributor

Re: New Credit Card App

If you can cut your utilization in half you will likely be offered higher limits when you app.



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 3 of 4
09Lexie
Moderator Emerita
Message 4 of 4
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