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Regular Contributor
jtc411
Posts: 169
Registered: ‎03-29-2012

New Discover Card

Anyone have their fico score drop 23 points for adding a new account?  Jeez I was floored to see when my discover card reported this much of a decline.  I thought for sure adding my amex backdated to 2004 and a new card would offset.  Woof...what a bummer

 


Starting Score: EQ 619
Current Score: EQ 735, TU 732, EX 745(Lender Pulled)
Goal Score: EQ 700


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Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: New Discover Card

Seems really high to me but I guess it just depends how much aaoa was hurt.

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Valued Contributor
thrasher865
Posts: 1,163
Registered: ‎05-21-2008

Re: New Discover Card


Crashem wrote:

Seems really high to me but I guess it just depends how much aaoa was hurt.


Not necessarily.  Could be dinged more for the new account than the AAoA hit.


Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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