Valued Contributor
Posts: 1,883
Registered: ‎03-30-2012

Re: New Discover card

Jlu wrote:

7PM789 wrote:
I recently seen an advertisement for what I believe to be a new Discover card... The Continental Finance Cerulean Credit Card

It seems like a great alternative to first premier and capital one for those with bad credit, no credit or rebuilding.

What does everyone else think about this?

I think you'd be better off borrowing from the italian mob. Let's see .. annual fees totalling $219 for a $300 CL card that has a 30% CLI fee ($30 for every $100 increase) and 29.99% APR. Add to that a $4.95/mo paper statement fee and DID I MENTION THIS IS A SECURED CARD? Wow. This piece of **bleep** is worse than CreditOne.



These cards are garbage...even CreditOne would be a better option.


Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $500 | J.Crew $9550
New Visitor
Posts: 1
Registered: ‎02-19-2013

Re: New Discover card

I most recently recieved the card with a $300 limit. I sent a payment in and it took almost 10 days before the payment posted to the account. I don't plan on using this card much, but needed a reboost on my credit score. I will definitely get rid of it at the end of 12 months, just not worth the hassle.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+