Credit Cards

[injustifiiable]

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Jlu wrote:

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7PM789 wrote:
I recently seen an advertisement for what I believe to be a new Discover card... The Continental Finance Cerulean Credit Card

http://www.creditcards.com/credit-cards/continental-finance-cerulean-hybrid-card-by-discover.php

It seems like a great alternative to first premier and capital one for those with bad credit, no credit or rebuilding.

What does everyone else think about this?

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I think you'd be better off borrowing from the italian mob. Let's see .. annual fees totalling $219 for a $300 CL card that has a 30% CLI fee ($30 for every $100 increase) and 29.99% APR. Add to that a $4.95/mo paper statement fee and DID I MENTION THIS IS A SECURED CARD? Wow. This piece of **bleep** is worse than CreditOne.

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+INFINITY!

These cards are garbage...even CreditOne would be a better option.

[kevinm1166]

I most recently recieved the card with a $300 limit. I sent a payment in and it took almost 10 days before the payment posted to the account. I don't plan on using this card much, but needed a reboost on my credit score. I will definitely get rid of it at the end of 12 months, just not worth the hassle.