@sandman2435 wrote:
@FinStar..I have less than 1% uti..but I have over 300K aval credit...
You're probably in the upper eschelons in credit capacity. With that much open or available credit, why would anyone need any more? Unless, of course, you are a HNW/UHNW individual whose income is or exceeds beyond your current open lines and such annual spending is well above 75% threshold on those tradelines.
