New GM credit card

[daybreakgonesXe]

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@sandman2435 wrote:

@Creditaddict..I have cards in the 20 to 30k range..mid 700's and 22 years of credit. six figure income and 0 Util..no baddies

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Sorry for the low limit that's so strange...wonder what their criteria is? Maybe they didn't like the 0% utility, since some card issuers prefer to see utility (Citibank comes to mind). Do you have a lot of inquiries, as well? They do triple-pull.

I have to say, this is one card that makes me super itchy...but I shall resist! I don't need it THAT bad. Score >> cards atm.

[Credit-hoarder]

@daybreakgone: He wasnt denied, they only gave him a $600 limit.

[daybreakgonesXe]

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@Credit-hoarder wrote:

@daybreakgone: He wasnt denied, they only gave him a $600 limit.

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Thanks, hoarder; for whatever reason I knew he got a low limit in my head, but wrote out denied ...I have corrected my post!

[B335is]

Wow $600 limit out of capital 1. Cant say im shocked. What are they using Commodore 64's to determine credit lines??

I hope you didnt take 3 pulls for that.

[tray]

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@sandman2435 wrote:

I applyed and was approved for $600.00 limit are you kidding me!!! lol..It did asked me to pick what type of card..I wonder if its a world mastercard elite

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I just think these vehicle type bank cards gives out such pitiful credit limits just like Toyota cc ....

[the_jan_b]

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@B335is wrote:
Wow $600 limit out of capital 1. Cant say im shocked. What are they using Commodore 64's to determine credit lines??

I hope you didnt take 3 pulls for that.

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ROTFLMAO!!! Love this!!  ^^^^^

[budugu]

Used to have the old GM card. As much as i love the new stingray .... i see very little use in it.  The advantage over Fidelity amex (2%) card is 3% for the first 5000 spend = $150 a year ... for the risk of locking yourself into one car manufacturer for a lot of years!  

[sandman2435]

Called there customer sevice..Yes its a world elite mastercard with a $600.00 limit!!

[FinStar]

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@sandman2435 wrote:

Called there customer sevice..Yes its a world elite mastercard with a $600.00 limit!!

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Wow.  Now, THAT is a first if I've ever seen anything quirky - and WEMC to boot!  Almost appears like they forgot to include an extra zero on that CL.  Try not to break the bank with the $600!!  LOL. 

What's your total exposure CLs-wise accross all TLs?  If you're in the ballpark of ~$200,000 or so, and income is dispropotionate to the aggregate, then I can see why.  It's still odd.

[sandman2435]

@finstar..I have less than 1% uti..but I have over 300K aval credit...