@UncleB wrote:I'm always open to a different way of looking at things. All I ask for is that same respect in return.
Excellent points as always, UncleB. You are the best! 
@driftless wrote:
You would hope that people, particularly those who are rebuilding, would post in the Approval Section; those approvals are a big deal. The threads that annoy me in the Approval Section are the pages and pages where the posters only post "congrats!" and nothing more.
I've always hoped those threads would have more useful questions and/or discussion (e.g., was it instant approval, how long was the review, did you feel good about your chances, etc). Sometimes they do, but most of the time not.
@UncleB wrote:I believe that 'less is more' as long as your needs are met. I do not believe in keeping to an arbitrary number of cards "just because".
My cards are in my signature below, and I also have Belk, Lowe's and Care Credit as well. Each and every one of my cards serves a purpose; if and when any of them stop serving a purpose they will be closed - it's not rocket science.
I continue to post in the 'Approvals' section since I believe my data points might be helpful to others on the forum who might have a similar credit profile (my approval posts can be borderline 'wall of text' with the amount of detail I try to provide). Those who don't find my approval threads useful don't have to read them.
This being said, I'm not going to knock anybody who picks an arbitrary number and decides that's their personal 'optimal' number of credit accounts. Even though that approach isn't right for me personally, there is likely wisdom in their underlying reasoning - and I'm always open to a different way of looking at things. All I ask for is that same respect in return.
I really appreciate those, like you, who post a lot of details with their approvals. I make a habit of searching approval posts for cards I'm interested in. Detailed approval posts are a gold mine for evaluating whether my profile has a good chance of approval. It can be frustrating when you find the approval posts that say "approved! 8k" and the replies are all "congrats" lol.
UncleB wrote:
This being said,
All I ask for is that same respect in return. 
grillandwinemaster wrote:
if anybody disrespects Uncle B, there going to have to deal with me!😠 Lol
humuhumunukunukuapua'a wrote:
Agree 100%, grillandwinemaster. Disrespect can mushroom out of control on myfico at times, and UncleB is one of the nicest, most positive, and most helpful on this board. He is excellent at keeping a positive direction when things start to spiral negatively.
@grillandwinemaster wrote:
@UncleB wrote:I continue to post in the 'Approvals' section since I believe my data points might be helpful to others on the forum who might have a similar credit profile (my approval posts can be borderline 'wall of text' with the amount of detail I try to provide). Those who don't find my approval threads useful don't have to read them.
Your data points are most useful. Data points is precisely the reason we are encouraged to make approval posts. There's been many times that I search the approval boards for specific data points on a specific credit product. Your posts are always useful.
This being said,
All I ask for is that same respect in return.
if anybody disrespects Uncle B, there going to have to deal with me!😠 Lol
+1 got that right grill....UncleB is my idol! Truly a great person...
@wasCB14 wrote:
@UncleB wrote:I believe that 'less is more' as long as your needs are met. I do not believe in keeping to an arbitrary number of cards "just because".
My cards are in my signature below, and I also have Belk, Lowe's and Care Credit as well. Each and every one of my cards serves a purpose; if and when any of them stop serving a purpose they will be closed - it's not rocket science.
I continue to post in the 'Approvals' section since I believe my data points might be helpful to others on the forum who might have a similar credit profile (my approval posts can be borderline 'wall of text' with the amount of detail I try to provide). Those who don't find my approval threads useful don't have to read them.
This being said, I'm not going to knock anybody who picks an arbitrary number and decides that's their personal 'optimal' number of credit accounts. Even though that approach isn't right for me personally, there is likely wisdom in their underlying reasoning - and I'm always open to a different way of looking at things. All I ask for is that same respect in return.
I'm curious as to the purpose of the two QS cards and Delta.
Does it matter?
@Anonymous wrote:
@grillandwinemaster wrote:
@UncleB wrote:I continue to post in the 'Approvals' section since I believe my data points might be helpful to others on the forum who might have a similar credit profile (my approval posts can be borderline 'wall of text' with the amount of detail I try to provide). Those who don't find my approval threads useful don't have to read them.
Your data points are most useful. Data points is precisely the reason we are encouraged to make approval posts. There's been many times that I search the approval boards for specific data points on a specific credit product. Your posts are always useful.
This being said,
All I ask for is that same respect in return.
if anybody disrespects Uncle B, there going to have to deal with me!😠 Lol
+1 got that right grill....UncleB is my idol! Truly a great person...
I gotcha beat Donny. He's my Unka! 😎
@Anonymous wrote:
@wasCB14 wrote:
@UncleB wrote:I believe that 'less is more' as long as your needs are met. I do not believe in keeping to an arbitrary number of cards "just because".
My cards are in my signature below, and I also have Belk, Lowe's and Care Credit as well. Each and every one of my cards serves a purpose; if and when any of them stop serving a purpose they will be closed - it's not rocket science.
I continue to post in the 'Approvals' section since I believe my data points might be helpful to others on the forum who might have a similar credit profile (my approval posts can be borderline 'wall of text' with the amount of detail I try to provide). Those who don't find my approval threads useful don't have to read them.
This being said, I'm not going to knock anybody who picks an arbitrary number and decides that's their personal 'optimal' number of credit accounts. Even though that approach isn't right for me personally, there is likely wisdom in their underlying reasoning - and I'm always open to a different way of looking at things. All I ask for is that same respect in return.
I'm curious as to the purpose of the two QS cards and Delta.
Does it matter?
It's all good.
I gave a decent explanation; if anybody wants any additional detail they can PM me... I don't want to make the thread suffer though a blow-by-blow of how I use (and value) each of my cards. I can promise, though, they each do have a purpose - I didn't just apply for any of them for the 'fun' of it... I waited too long for my credit profile to be ready for my particular cards to apply for things randomly.
@Gmood1 wrote:
@Anonymous wrote:
@grillandwinemaster wrote:
@UncleB wrote:I continue to post in the 'Approvals' section since I believe my data points might be helpful to others on the forum who might have a similar credit profile (my approval posts can be borderline 'wall of text' with the amount of detail I try to provide). Those who don't find my approval threads useful don't have to read them.
Your data points are most useful. Data points is precisely the reason we are encouraged to make approval posts. There's been many times that I search the approval boards for specific data points on a specific credit product. Your posts are always useful.
This being said,
All I ask for is that same respect in return.
if anybody disrespects Uncle B, there going to have to deal with me!😠 Lol
+1 got that right grill....UncleB is my idol! Truly a great person...
I gotcha beat Donny. He's my Unka! 😎
Not fair..
lol!!!