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New NFCU cash rewards card acting like a debit card at stores

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USF813
Frequent Contributor

Re: New NFCU cash rewards card acting like a debit card at stores

I was specifically addressing the Wal Mart concern in the OP, not elsewhere.
Message 11 of 22
Anonymous
Not applicable

Re: New NFCU cash rewards card acting like a debit card at stores


@USF813 wrote:
I was specifically addressing the Wal Mart concern in the OP, not elsewhere.

Gotcha.  

Message 12 of 22
Anonymous
Not applicable

Re: New NFCU cash rewards card acting like a debit card at stores

I haven't tried my Cash Rewards at Walmart. I was about to the other day but decided to use my Walmart stire credit card to give it some activity so I cant speak for Walmart but I have used my card at various places the last week for Christmas. Including Target, Toys R Us, and Gamestop and haven't had a issue with my cash Rewards at all. I have to cancel out of debit majority of the time but then it goes through as credit. I hope you get it figured out OP
Message 13 of 22
MT936
Established Contributor

Re: New NFCU cash rewards card acting like a debit card at stores

I used my nfcu cash rewards credit card at best buy and it processed it as debit so i had to press cancel to make it credit. Very strange
Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 14 of 22
ways2go
Frequent Contributor

Re: New NFCU cash rewards card acting like a debit card at stores

That's the problem,  its a credit card without the chip,  so it should go through automatically as credit without canceling it. I'm glad it just isn't happening to just me, but to a couple of other people.  I didn't have this problem until they issued me a new card.

Message 15 of 22
ecxpa
Valued Contributor

Re: New NFCU cash rewards card acting like a debit card at stores

It happened to me today at Walgreens when I swiped my card it asked for a PIN.............but a little icon saying "change to credit" also popped up.   I selected that and it went thru OK.......wonder if the same icon pops up at other stores or if the cashier has to set the register for credit or debit?  I know I am asked this often when I use CC or debit cards

Message 16 of 22
kjel
Established Contributor

Re: New NFCU cash rewards card acting like a debit card at stores

Had the issue at Target the other night. Just hit the cancel button and signed for the purchase. Figured it was a Target issue, not a card issue. It's the only place that happened.

Current Score: TU: 674 | EQ: 722 | EX: 717 | Last Inq. 2/16/15...Locked Up in The Garden
NFCU Cash Rewards $14K | Chase Sapphire Preferred $5K | Amex Blue Cash Preferred $6K | Cap1 Quicksilver One Visa $9K

Message 17 of 22
manyquestions
Established Contributor

Re: New NFCU cash rewards card acting like a debit card at stores

It started happening to me at walmart on a flagship card I have had for about a year. I press "change payment method" select "credit" and it goes through. I think you can also press cancel and it will go through as a credit card.
Message 18 of 22
ways2go
Frequent Contributor

Re: New NFCU cash rewards card acting like a debit card at stores

It just seems strange that it only happens to the NFCU card and no other cc I have.

Message 19 of 22
SisterGirl
Established Contributor

Re: New NFCU cash rewards card acting like a debit card at stores

This happened to me last Sunday at Macy's using my Cash Rewards Visa. I informed the clerk it wasn't debit, she made the payment change, and proceeded to run as credit.

SisterGirl
Message 20 of 22
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